Talbot County property record for 202 E Chestnut St, Saint Michaels, MD 21663 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,052 sqft · built 1897 |
| Lot Size | 0.082 acres (3,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Aug 2021) |
| Tax Bill | $6,959 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-066831 |
| Primary APN | 02-066831 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,052 sqft Total Area |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,567 sqft (0.082 acres) |
| Lot Dimensions | 123 ft deep x 29 ft wide |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 066831 |
|---|---|
| Street Address | 202 E CHESTNUT ST |
| City | SAINT MICHAELS |
| State | MD |
| Zip | 21663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29.50X123 202 S/S CHESTNUT ST ST MICHAELS |
| Legal Subdivision | SAINT MICHAELS |
| Legal Lot Number | 202 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960700 |
Source: Talbot County records · APN 02-066831
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4662 WILLOWGROVE DR, ELLICOTT CITY, MD 21042-5948 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage THE PEOPLES BANK |
| Aug 16, 2021 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Jul 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | May 07, 1996 · Amount on Record |
| Deed Book / Page | 2882 / 443 |
| Prior Transfer Date | Jul 05, 2018 |
| Prior Transfer Doc | 0025480136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 202 E CHESTNUT ST, ST MICHAELS, MD 21663 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | VENTURE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0025520186 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 2552/186 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Aug 16, 2021 |
| Property Address | 202 E CHESTNUT ST, ST MICHAELS, MD 21663 |
| Document Number | 0028820443 |
| Book / Page | 2882 / 443 |
| Instrument Date | Aug 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4662 WILLOWGROVE DR, ELLICOTT CITY, MD 21042-5948 |
| Document Number | 0002882448 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2882/448 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jul 11, 2018 |
| Property Address | 202 E CHESTNUT ST, ST MICHAELS, MD 21663 |
| Document Number | 0025480136 |
| Book / Page | 002548 / 000136 |
| Instrument Date | Jul 05, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 875 ST MICHAELS MD 216630875, ST MICHAELS, MD 21663-0875 |
Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | St. Michaels Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,200 (+9.14%) | $711,200 (+27.41%) Land $333,500 Building $377,700 | |
| 2025 | $6,959.00 (+18.61%) | $558,200 (+14.01%) Land $275,000 Building $283,200 | $558,200 (-) Land $275,000 Building $283,200 |
| 2023 | $5,867.00 | $489,600 | $558,200 Land $275,000 Building $283,200 |
Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419607002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 132 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 140 units insured 8 under condo master policies |
| Nearby Flood Claims | 42 (1978–2024) |
| Claims Outside the SFHA | 13 of 42 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the St. Michaels Historic District listed 1986 · 300 contributing resources · NRIS 86002427 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
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