203 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 203 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1995
Lot Size	0.504 acres (21,943 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Jun 2026)
Tax Bill	$1,329 (2026)
Deeds & Mortgages	Jun 2026 Sale Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-053`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-053`
Alternative APNs	`111380` `19749`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	21,943 sqft (0.504 acres)
Lot Dimensions	200 ft deep x 94 ft wide
Garage Type	Attached
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	111380
Street Address	203 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 CHERRY BRANCH SOUTH SEC TWO
Legal Subdivision	CHERRY BRANCH
Legal Lot Number	53
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

203 Borgo Ct is owned and occupied by two individuals who bought it in June 2026.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 BORGO CT, HAVELOCK, NC 28532-9410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Nov 3, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Jun 25, 2025 · Amount on File
Deed Document Number	202610156918
Deed Book / Page	3882 / 820
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 1, 2026
Property Address	203 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	0010156918
Book / Page	3882 / 820
Instrument Date	May 18, 2026
Instrument	202610156918
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$65,448.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BORGO CT, HAVELOCK, NC 28532-9410

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 25, 2025
Property Address	203 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	003842/995
Book / Page	3842 / 995
Map Reference	CAB F SL 173-A
Instrument Date	Jun 17, 2025
Instrument	10142464
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 CHERRY BRANCH DR, HAVELOCK, NC 28532-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BORGO CT, HAVELOCK, NC 28532-9410

Mortgage

Document Number	0003842998
Date	Jun 25, 2025
Instrument	3842/998

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 3, 2022
Property Address	203 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	03746/1271
Book / Page	3746 / 1271
Map Reference	CAB F SL 173-A
Instrument Date	Oct 18, 2022
Instrument	10105421
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 CENTRAL DR # DRF3, 590, SOUTHERN PINES, NC 28387-2841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 BORGO CT, HAVELOCK, NC 28532-9410

Mortgage

Document Number	0037461274
Date	Nov 3, 2022
Instrument	3746/1274

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 203 Borgo Ct was $1,329, up 3.4% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,329.00 (+3.42%)	$249,810 (-0.86%) Land $50,000 Building $199,810	$249,810 (-0.86%) Land $50,000 Building $199,810
2025	$1,285.00	$251,980 Land $50,000 Building $201,980	$251,980 Land $50,000 Building $201,980
2023	$1,273.00 (+27.56%)	$243,170 (+62.03%) Land $50,000 Building $193,170	$243,170 Land $50,000 Building $193,170
2022	$998.00	$150,080 Land $41,000 Building $109,080
2018			$150,080 Land $41,000 Building $109,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 203 Borgo Ct in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Borgo Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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