2093 Smith Pointe Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 2093 Smith Pointe Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,125 sqft · built 2018
Lot Size	0.367 acres (15,963 sqft)
Owner	2 Individual Names on File
Last Sale	$238,900 (Jul 2018)
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`044180-2530`

Property Details

APN / Parcel Number

Primary APN	`044180-2530`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	2,786 sqft
1st Floor Area	2,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,963 sqft (0.367 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2093 SMITH POINTE DR
City	JACKSONVILLE
State	FL
Zip	32218-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	62-79 49-1S-26E .38 SMITH POINTE LOT 2
Legal Range	26E
Legal Township	01S
Legal Section	49
Legal Subdivision	SMITH POINTE
Legal Block	1
Legal Lot Number	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1005
Census Tract	10305

Owner

2093 Smith Pointe Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 20, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC
Jul 13, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC
Jan 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Deed Document Number	2018164278
Deed Book / Page	18454 / 2428
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21393 SMITH POINTE DR, JACKSONVILLE, FL 32218

Mortgage

Document Number	0195992371
Date	Feb 23, 2021
Book Page	19599/2371
Instrument	2021048252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number	0210871062
Date	Jun 13, 2024
Book Page	21087/1062
Instrument	2024126949

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2039

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187970927
Date	May 20, 2019
Book Page	18797/0927
Instrument	2019116815

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	May 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number	0190830015
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2093 SMITH POINTE DR JACKSONVILLE FL 322183050, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number	0190830015
Date	Jan 27, 2020
Book Page	019083/000015
Instrument	20445

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2050

July 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 13, 2018
Property Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number	0184542428
Book / Page	18454 / 2428
Map Reference	MB 62 PG 79-82
Instrument Date	Jul 9, 2018
Instrument	2018164278
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050

Mortgage

Document Number	2018164279
Date	Jul 13, 2018
Instrument	2018164279

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 11, 2018
Property Address	2093 SMITH POINTE DR, JACKSONVILLE, FL 32218-3050
Document Number	0182481968
Book / Page	018248 / 001968
Instrument Date	Dec 10, 2017
Instrument	8447
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2093 Smith Pointe Dr was $3,644 with a homeowner's exemption, up 7.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,384 (+2.7%)	$282,772 (-1.82%) Land $50,000 Building $232,772
2025	$3,644.00 (+7.56%) Homeowner's exemption	$225,301	$288,000 Land $50,000 Building $238,000
2024	$3,388.00 (+2.95%)
2023	$3,291.00 (+9.26%) Homeowner's exemption	$212,575 (+3%)	$322,689 (+23.78%) Land $58,500 Building $264,189
2022	$3,012.00 Homeowner's exemption	$206,384	$260,698 Land $45,000 Building $215,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2093 Smith Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2093 Smith Pointe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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