20735 Indigo River Ln, Katy, TX 77449 Property Records

Harris County property record for 20735 Indigo River Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,495 sqft · built 2009
Lot Size	0.109 acres (4,760 sqft)
Owner	Individual Name on File
Last Sale	$114,400 (Dec 2009)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`127-929-005-0019`

Property Details

APN / Parcel Number

Primary APN	`127-929-005-0019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
1st Floor Area	1,495 sqft
Game Room	Game Room

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	4,760 sqft (0.109 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1279290050019
Street Address	20735 INDIGO RIVER LN
City	KATY
State	TX
Zip	77449-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BLK 5 HIGHLAND CREEK RANCH SEC 5
Legal Subdivision	HIGHLAND CREEK RANCH SEC 5
Legal Block	5
Legal Lot Number	19
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3002
Census Tract	542201

Owner

20735 Indigo River Ln is owned and occupied by an individual who bought it in December 2009.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20735 INDIGO RIVER LN, KATY, TX 77449-7401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2009 · Amount on File
Deed Sale	Dec 2, 2009 · Amount on File
Deed Document Number	2009544864
Deed Book / Page	1470 / 533
Prior Transfer Date	Nov 30, 2009
Prior Transfer Doc	0000544864
Record Updated	Oct 29, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	20735 INDIGO RIVER LN, KATY, TX 77449-7401
Document Number	0000260078
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20735 INDIGO RIVER LN KATY TX 774497401, KATY, TX 77449-7401

Mortgage

Document Number	0000260078
Date	Jun 12, 2018
Instrument	260078

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20735 Indigo River Ln was $5,805, up 214% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,256 (-) Land $52,567 Building $193,689	$246,256 (-) Land $52,567 Building $193,689
2025	$5,805.00 (+213.95%)	$246,256 Land $52,567 Building $193,689	$246,256 Land $52,567 Building $193,689
2024	$1,849.00
2023		$268,782 Land $52,567 Building $216,215	$268,782 Land $52,567 Building $216,215
2022	$1,846.00
2020	$1,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20735 Indigo River Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20735 Indigo River Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20