20731 Indigo River Ln, Katy, TX 77449 Property Records

Harris County property record for 20731 Indigo River Ln, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,158 sqft · built 2009
Lot Size0.109 acres (4,756 sqft)
Owner2 Individual Names on Record
Last Sale$201,752 (Oct 2020)
Tax Bill$1,078 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN127-929-005-0020

Property Details

APN / Parcel Number

Primary APN127-929-005-0020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,158 sqft Living Area
1st Floor Area864 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area4,756 sqft (0.109 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1279290050020
Street Address20731 INDIGO RIVER LN
CityKATY
StateTX
Zip77449-7401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 20 BLK 5 HIGHLAND CREEK RANCH SEC 5
Legal SubdivisionHIGHLAND CREEK RANCH SEC 5
Legal Block5
Legal Lot Number20
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3002
Census Tract542201

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20731 INDIGO RIVER LN, KATY, TX 77449-7401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleJun 13, 2016 · Amount on Record
Deed Document Number2020505714
Record UpdatedOct 29, 2026

October 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateOct 21, 2020
Property Address20731 INDIGO RIVER LN, KATY, TX 77449-7401
Document Number0000505714
Map ReferenceMF 598182
Instrument DateOct 15, 2020
Instrument2020-505714
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyOSN TEXAS, OSN TEXAS LLC

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20731 INDIGO RIVER LN, KATY, TX 77449-7401

Mortgage

Document Number0000505715
DateOct 21, 2020
Instrument2020-505715
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$270,000 (+11.51%) Land $52,562 Building $217,438$270,000 (+11.51%) Land $52,562 Building $217,438
2025$1,078.00 (-35.37%) Homeowner's exemption$242,130 (-19.2%) Land $52,562 Building $189,568$242,130 (-19.2%) Land $52,562 Building $189,568
2024$1,668.00 (+20.26%)
2023$299,674 Land $52,562 Building $247,112$299,674 Land $52,562 Building $247,112
2022$1,387.00 (-6.16%)
2020$1,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 157
serves 13,062 people · EPA ID TX1011430
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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