20726 Indigo River Ln, Katy, TX 77449 Property Records

Harris County property record for 20726 Indigo River Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2012
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$119,400 (Aug 2012)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-929-003-0007`

Property Details

APN / Parcel Number

Primary APN	`127-929-003-0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	4,400 sqft (0.101 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1279290030007
Street Address	20726 INDIGO RIVER LN
City	KATY
State	TX
Zip	77449-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 BLK 3 HIGHLAND CREEK RANCH SEC 5
Legal Subdivision	HIGHLAND CREEK RANCH SEC 5
Legal Block	3
Legal Lot Number	7
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3001
Census Tract	542201

Owner

20726 Indigo River Ln is owned and occupied by an individual who bought it in August 2012.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20726 INDIGO RIVER LN, KATY, TX 77449-7402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2012 · Amount on File
Deed Sale	Aug 9, 2012 · Amount on File
Prior Sale	Jan 31, 2012 · Amount on File
Deed Document Number	2012360627
Deed Book / Page	3520 / 744
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20726 INDIGO RIVER LN, KATY, TX 77449-7402
Document Number	0000604434
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20726 INDIGO RIVER LN KATY TX 774497402, KATY, TX 77449-7402

Mortgage

Document Number	0000604434
Date	Dec 9, 2020
Instrument	604434

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 8, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 20726 Indigo River Ln was $3,551 with a homeowner's exemption, up 126% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,294 (-) Land $52,140 Building $210,154	$262,294 (-) Land $52,140 Building $210,154
2025	$3,551.00 (+126.03%) Homeowner's exemption	$262,294 Land $52,140 Building $210,154	$262,294 Land $52,140 Building $210,154
2024	$1,571.00
2023		$283,723 (+14.52%) Land $52,140 Building $231,583	$283,723 (+14.52%) Land $52,140 Building $231,583
2022	$1,307.00 Homeowner's exemption	$247,759 Land $37,180 Building $210,579	$247,759 Land $37,180 Building $210,579
2020	$1,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20726 Indigo River Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20726 Indigo River Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20