Harris County property record for 20723 Indigo River Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,665 sqft · built 2009 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,400 (Jun 2009) |
| Tax Bill | $953 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Jun 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127-929-005-0022 |
| Primary APN | 127-929-005-0022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 698 sqft |
| Game Room | Game Room |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1279290050022 |
|---|---|
| Street Address | 20723 INDIGO RIVER LN |
| City | KATY |
| State | TX |
| Zip | 77449-7401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 BLK 5 HIGHLAND CREEK RANCH SEC 5 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 5 |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 542201 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20723 INDIGO RIVER LN, KATY, TX 77449-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HARRIS COUNTY |
| Jun 25, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Jun 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 21, 2018 | Loan Modification, Mortgage · FHA Mortgage JPMORGAN CHASE BK NA |
| Dec 12, 2017 | Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2009 · Amount on Record |
| Deed Sale | Jun 29, 2009 · Amount on Record |
| Prior Sale | May 15, 2009 · Amount on Record |
| Deed Document Number | 2009282609 |
| Deed Book / Page | 1239 / 344 |
| Prior Transfer Date | Jun 23, 2009 |
| Prior Transfer Doc | 0000282609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20723 INDIGO RIVER LN, KATY, TX 77449-7401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20723 INDIGO RIVER LN, KATY, TX 77449-7401 |
| Document Number | 0000203621 |
|---|---|
| Date | May 29, 2025 |
| Instrument | 2025-203621 |
| Name | HARRIS COUNTY |
|---|---|
| Type | Lending Institution |
| Address | HOUSTON, TX 77002 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 28, 2030 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20723 INDIGO RIVER LN, KATY, TX 77449-7401 |
| Document Number | 0000296467 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20723 INDIGO RIVER LN KATY TX 774497401, KATY, TX 77449-7401 |
| Document Number | 0000296467 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 296467 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20723 INDIGO RIVER LN, KATY, TX 77449-7401 |
| Document Number | 0000287401 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20723 INDIGO RIVER LN KATY TX 774497401, KATY, TX 77449-7401 |
| Document Number | 0000287401 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 287401 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20723 INDIGO RIVER LN, KATY, TX 77449-7401 |
| Document Number | 0000347204 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20723 INDIGO RIVER LN KATY TX 774497401, KATY, TX 77449-7401 |
| Document Number | 0000347204 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 347204 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43219-6009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20723 INDIGO RIVER LN, KATY, TX 77449-7401 |
| Document Number | 0000343705 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20723 INDIGO RIVER LN KATY TX 774497401, KATY, TX 77449-7401 |
| Document Number | 0000343705 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 343705 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2048 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,710 (-) Land $52,140 Building $192,570 | $244,710 (-) Land $52,140 Building $192,570 | |
| 2025 | $953.00 (+4,915.79%) Homeowner's exemption | $244,710 (-8.39%) Land $52,140 Building $192,570 | $244,710 (-8.39%) Land $52,140 Building $192,570 |
| 2024 | $19.00 | ||
| 2023 | $267,114 Land $52,140 Building $214,974 | $267,114 Land $52,140 Building $214,974 | |
| 2022 | $19.00 (-9.52%) | ||
| 2020 | $21.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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