2037 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2037 Saint Ives Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,794 sqft · built 2008
Lot Size	0.378 acres (16,471 sqft)
Owner	Individual Name on Record
Tax Bill	$5,014 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00002-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,794 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,471 sqft (0.378 acres)
Lot Width	100 ft Width
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Patio Area	496 sqft

Location & Zoning

Street Address	2037 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-7692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 2
Legal Range	07
Legal Township	03
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 18, 2021	Deed of Trust, Mortgage FIRST SECURITY BANK
Nov 15, 2021	Deed of Trust, Mortgage FIRST SECURITY BANK
Dec 16, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021
Deed Sale	Dec 16, 2021
Prior Sale	Jun 13, 2012
Deed Document Number	0000098231
Deed Book / Page	982 / 31
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	005219/773
Date	Apr 23, 2021
Book Page	5219/773

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	005401/494
Date	Nov 18, 2021
Book Page	5401/494

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Aug 15, 2022

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	005398/574
Date	Nov 15, 2021
Book Page	5398/574

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Aug 15, 2022

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 16, 2021
Property Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692
Document Number	0000982/31
Book / Page	982 / 31
Map Reference	MB 109 PG 48
Instrument Date	Dec 13, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, SELECT TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2109 SAINT IVES LN, 2109, HERNANDO, MS 38632-7694

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2037 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	0005422680
Date	Dec 16, 2021
Instrument	5422/680

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,014.00 (+47.77%)	$36,142 (+47.75%) Land $4,800 Building $31,342	$361,422 (+47.75%) Land $48,000 Building $313,422
2023	$3,393.00	$24,461	$244,612 Land $48,000 Building $196,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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