2055 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2055 Saint Ives Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,153 sqft · built 2008
Lot Size	0.396 acres (17,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,939 (Apr 2026)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2017 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00003-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,153 sqft Adjusted Area
1st Floor Area	2,119 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,266 sqft (0.396 acres)
Lot Dimensions	172 ft deep x 100 ft wide
Patio Area	75 sqft

Location & Zoning

Street Address	2055 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-7692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 3
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Sep 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage DHI MORTGAGE COMPANY LP
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY
Aug 21, 2018	Warranty Deed, Transfer
Mar 1, 2017	Warranty Deed, Transfer
Jun 25, 2010	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Book / Page	1026 / 6632
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	T0459300014
Date	Aug 21, 2018
Instrument	T04593-00014

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004310/315
Date	Mar 1, 2017
Book Page	4310/315

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Investor	Possibly a Property Investor

Mortgage

Document Number	005299/455
Date	Jul 23, 2021
Book Page	5299/455

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Investor	Possibly a Property Investor

Mortgage

Document Number	005601/535
Date	Sep 13, 2022
Book Page	5601/535

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Investor	Possibly a Property Investor

Mortgage

Document Number	005600/772
Date	Sep 13, 2022
Book Page	5600/772

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 17, 2026
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Document Number	5663041073
Book / Page	5663 / 41073
Instrument Date	Apr 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	REALITY TITLE, REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9838 LESLIE LN, OLIVE BRANCH, MS 38654-6293

Mortgage

Document Number	5663041073,
Date	Apr 17, 2026
Book Page	5663/41073

Lender

Name	DHI MORTGAGE COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 17, 2026
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Document Number	01026/6632
Book / Page	1026 / 6632
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	REALTY TITLE INC, REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	5663041073,
Date	Apr 17, 2026
Book Page	5663/41073

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 21, 2018
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Document Number	000865/272
Book / Page	865 / 272
Map Reference	PB 103 PG 20
Instrument Date	Aug 15, 2018
Instrument	W00865-00272
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1537 LYLA CV, HERNANDO, MS 38632-1283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 1, 2017
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Document Number	000816/402
Book / Page	0816 / 402
Map Reference	PL MB 103 PG 20
Instrument Date	Feb 27, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2052 BUTLER WAY NW, ATLANTA, GA 30318-1057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692

June 2010: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 25, 2010
Property Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692
Document Number	000636/470
Book / Page	636 / 470
Map Reference	MB103 PG20
Instrument Date	Jun 21, 2010
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 THOUSAND OAKS DR # DR1, DR1, HERNANDO, MS 38632-7886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	0003181075
Date	Jun 25, 2010
Instrument	3181/075

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,676.00 (+15.09%)	$34,130 (+35.52%) Land $4,800 Building $29,330	$341,297 (+35.52%) Land $48,000 Building $293,297
2023	$3,194.00	$25,184	$251,843 Land $48,000 Building $203,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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