20705 Spring Garden Rd, Foresthill, CA 95631 Property Records

Placer County property record for 20705 Spring Garden Rd, Foresthill, CA 95631

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,037 sqft · built 2001
Lot Size	6.6 acres (287,496 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Mar 2019)
Tax Bill	$7,234 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-140-003-000`

Property Details

APN / Parcel Number

Primary APN	`258-140-003-000`
Alternative APN	`258-140-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,037 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	287,496 sqft
Garage Area	1,250 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	258-140-003
Street Address	20705 SPRING GARDEN RD
City	FORESTHILL
State	CA
Zip	95631-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RFBX
Legal Description	6.6 AC PAR A PMOR 14 40
Jurisdiction	PLACER CA
Township / Civil Division	FORESTHILL-BACK COUNTRY
Census Block Group	1
Census Block	1027
Census Tract	20200

Owner

20705 Spring Garden Rd is owned and occupied by an individual who bought it in March 2019.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCEAN LENDING HOME LOANS INC
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Mar 18, 2019	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Mar 18, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 5, 2017	Deed of Trust, Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on File
Deed Sale	Mar 18, 2019 · Amount on File
Prior Sale	May 5, 1999 · Amount on File
Deed Document Number	201916239
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0000016240
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202

Mortgage

Document Number	0000093591
Date	Dec 28, 2022
Instrument	2022-0093591

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202

Mortgage

Document Number	0000036632
Date	Mar 17, 2021
Instrument	2021-0036632

Lender

Name	OCEAN LENDING HOME LOANS INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064572
Date	Aug 30, 2019
Instrument	2019-0064572

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 18, 2019
Property Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202
Document Number	0000016239
Map Reference	MB 14 PG 40
Instrument Date	Mar 13, 2019
Instrument	2019-0016239
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202

Mortgage

Document Number	0000016241
Date	Mar 18, 2019
Instrument	2019-0016241

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 18, 2019
Property Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202
Document Number	0000016240
Instrument Date	Mar 7, 2019
Instrument	16240
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	20705 SPRING GARDEN RD FORESTHILL CA 956319202, FORESTHILL, CA 95631-9202

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	20705 SPRING GARDEN RD, FORESTHILL, CA 95631-9202
Document Number	0000027213
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20705 SPRING GARDEN RD FORESTHILL CA 956319202, FORESTHILL, CA 95631-9202

Mortgage

Document Number	0000027213
Date	Apr 12, 2017
Instrument	27213

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20705 Spring Garden Rd was $7,234.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Foresthill Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,579 (+2%) Land $204,807 Building $477,772
2025	$7,234.00	$669,196 Land $200,792 Building $468,404
2023	$7,159.00 (+1.89%)	$643,212 Land $192,996 Building $450,216
2022	$7,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20705 Spring Garden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20705 Spring Garden Rd is extreme, ranking above 97.3% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.3% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTHILL PUBLIC UTILITY DIST serves 6,811 people · EPA ID CA3110003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Kerman Telephone DSL	25 / 3

May also be available: Cal.net, SmarterBroadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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