Cabarrus County property record for 2070 Ben Black Rd, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,282 sqft · built 2007 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jul 2021) |
| Tax Bill | $2,594 (2023) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5543 07 2646 |
| Primary APN | 5543 07 2646 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,282 sqft Living Area |
| Gross Area | 3,170 sqft |
| 1st Floor Area | 1,232 sqft |
| Upper Floors Area | 1,050 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 81,893 sqft (1.88 acres) |
| Lot Dimensions | 453 ft deep x 222 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,283 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 5,900 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 225 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 147832 |
|---|---|
| Street Address | 2070 BEN BLACK RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-7266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 1 ANNIE & CLINT BLACK ESTATE |
| Legal Subdivision | BLACK ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2070 BEN BLACK RD, MIDLAND, NC 28107-7266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit LOCAL GOV'T EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2021 · Amount on Record |
| Deed Sale | Jul 15, 2021 · Amount on Record |
| Prior Sale | Jul 27, 1996 |
| Deed Document Number | 202130232 |
| Deed Book / Page | 15332 / 132 |
| Prior Transfer Date | Apr 19, 2007 |
| Prior Transfer Doc | 7483275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 2070 BEN BLACK RD, MIDLAND, NC 28107-7266 |
| Document Number | 0015332132 |
| Book / Page | 15332 / 132 |
| Map Reference | MB 46 PG 27 |
| Instrument Date | Jul 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2050 BEN BLACK RD, 2050, MIDLAND, NC 28107-7266 |
| Name | Verified Name |
|---|---|
| Address | 2070 BEN BLACK RD, MIDLAND, NC 28107-7266 |
| Document Number | 0015332135 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 15332/135 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2070 BEN BLACK RD, MIDLAND, NC 28107-7266 |
| Document Number | 13890339 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2080 BEN BLACK RD MIDLAND NC 28107, MIDLAND, NC 28107 |
| Document Number | 13890339 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 013890/000339 |
| Instrument | 34605 |
| Name | LOCAL GOV'T EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,450 (+3.47%) Land $65,440 Building $400,010 | ||
| 2025 | $449,830 (+45.65%) Land $65,440 Building $384,390 | ||
| 2024 | $465,450 (+50.7%) Land $65,440 Building $400,010 | ||
| 2023 | $2,594.00 | $308,850 Land $68,880 Building $239,970 | $308,850 Land $68,880 Building $239,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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