2030 Ben Black Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 2030 Ben Black Rd, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jul 2020)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5533 97 9522`

Property Details

APN / Parcel Number

Primary APN	`5533 97 9522`
Alternative APNs	`10025 0023.500000` `138738`

Exterior

Lot Area	103,673 sqft (2.38 acres)
Lot Dimensions	4,870 ft deep x 2,000 ft wide

Location & Zoning

Account Number	138738
Street Address	2030 BEN BLACK RD
City	MIDLAND
State	NC
Zip	28107-7266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 3 ANNIE & CLINT BLACK ESTATE
Legal Subdivision	ANNIE & CLINT ESTATE SUB PH 1
Legal Lot Number	3
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2073
Census Tract	41603

Owner

Source: Cabarrus County records, as of October 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1940 BEN BLACK RD, MIDLAND, NC 28107-7215
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU
Oct 30, 2019	Warranty Deed, Transfer BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	0014309140
Deed Book / Page	14309 / 140
Record Updated	Jun 7, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 7, 2020
Property Address	2030 BEN BLACK RD, MIDLAND, NC 28107-7266
Document Number	14309140
Book / Page	014309 / 000140
Instrument Date	Jul 7, 2020
Instrument	21230
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 BEN BLACK RD MIDLAND NC 281077215, MIDLAND, NC 28107-7215

Mortgage

Document Number	14309142
Date	Jul 7, 2020
Book Page	014309/000142
Instrument	21231

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2030 BEN BLACK RD, MIDLAND, NC 28107-7266
Document Number	1401873
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 BEN BLACK RD MIDLAND NC 28107, MIDLAND, NC 28107

Mortgage

Document Number	1401873
Date	Feb 24, 2020
Book Page	014018/000073
Instrument	5513

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 30, 2019
Property Address	2030 BEN BLACK RD, MIDLAND, NC 28107-7266
Document Number	13813106
Book / Page	013813 / 000106
Instrument Date	Oct 17, 2019
Instrument	30066
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010-2030 BEN BLACK RD MIDLAND NC 28107, MIDLAND, NC 28107

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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