Cabarrus County property record for 1600 Ben Black Rd, Midland, NC 28107
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.08 acres (90,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000 (Feb 1981) |
| Tax Bill | $26 (2023) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5533 85 1432 |
| Primary APN | 5533 85 1432 |
|---|---|
| Alternative APNs |
|
| Lot Area | 90,605 sqft (2.08 acres) |
|---|
| Account Number | 657875 |
|---|---|
| Street Address | 1600 BEN BLACK RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-7212 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | CR |
| Legal Description | CLEAR CREEK |
| Legal Subdivision | BETHEL ELEMENTARY SCHOOL |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 41603 |
1600 Ben Black Rd, residential vacant land, is owned by two individuals who bought it in February 1981.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14705 FAIR HAVENS LN, MIDLAND, NC 28107-7277 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 1981 · Amount on File |
| Deed Sale | Feb 20, 1981 · Amount on File |
| Deed Book / Page | 530 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1600 BEN BLACK RD, MIDLAND, NC 28107-7212 |
| Document Number | 13337198 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 14705 FAIR HAVENS LN MIDLAND NC 281077277, MIDLAND, NC 28107-7277 |
| Document Number | 13337198 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 013337/000198 |
| Instrument | 968 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,120 Land $3,120 | ||
| 2024 | $3,120 (-) Land $3,120 | ||
| 2023 | $26.00 | $3,120 Land $3,120 | $3,120 Land $3,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1600 Ben Black Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1600 Ben Black Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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