1720 Ben Black Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 1720 Ben Black Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 5,048 sqft · built 2018
Lot Size	18.2 acres (795,928 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 2016)
Tax Bill	$8,896 (2023)
Deeds & Mortgages	Feb 2019 Line of Credit Jun 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`5533 86 8636`

Property Details

APN / Parcel Number

Primary APN	`5533 86 8636`
Alternative APNs	`10028 0005.400000` `108963`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,048 sqft Living Area
Gross Area	7,926 sqft
1st Floor Area	2,851 sqft
Attic	Attic
Attic Area	65 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	795,928 sqft (18.2 acres)
Lot Width	458 ft Width
Garage Type	Mixed
Garage Area	1,168 sqft
Driveway	Concrete Driveway
Driveway Area	1,320 sqft
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	108963
Street Address	1720 BEN BLACK RD
City	MIDLAND
State	NC
Zip	28107-7213
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	P/O TR 1 MYRTLE MULLIS ESTATE
Legal Subdivision	BETHEL ELEMENTARY SCHOOL
Legal Tract	1
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	2
Census Block	2073
Census Tract	41603

Owner

1720 Ben Black Rd, a rural home, is owned and occupied by two individuals who bought it in May 2016.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1720 BEN BLACK RD, MIDLAND, NC 28107-7213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jun 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2016 · Amount on File
Deed Sale	May 26, 2016 · Amount on File
Deed Document Number	201611939-0318
Deed Book / Page	11939 / 318
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1720 BEN BLACK RD, MIDLAND, NC 28107-7213
Document Number	13400313
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 BEN BLACK RD MIDLAND NC 281077213, MIDLAND, NC 28107-7213

Mortgage

Document Number	13400313
Date	Mar 5, 2019
Book Page	013400/000313
Instrument	5046

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 15, 2018
Property Address	1720 BEN BLACK RD, MIDLAND, NC 28107-7213
Book / Page	013044 / 000097
Instrument Date	Jun 14, 2018
Instrument	14286
Transaction Type	Construction Loan
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1720 BEN BLACK RD MIDLAND NC 28107, MIDLAND, NC 28107

Mortgage

Document Number	1304497
Date	Jun 15, 2018
Book Page	013044/000097
Instrument	14286

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,512,010 Land $260,330 Building $1,251,680
2024			$1,512,010 (+42.77%) Land $260,330 Building $1,251,680
2023	$8,896.00	$1,059,050 Land $132,460 Building $926,590	$1,059,050 Land $132,460 Building $926,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1720 Ben Black Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1720 Ben Black Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ben Black Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures