202 Ludlow Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 202 Ludlow Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 4,292 sqft · built 1910
Lot Size0.344 acres (15,002 sqft)
OwnerCompany Name on Record
Tax Bill$19,809 (2025)
Deeds & MortgagesSep 2021 Transfer
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN47-00118-0000-00021

Property Details

APN / Parcel Number

Primary APN47-00118-0000-00021
Alternative APN
  • 470011800021

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area4,292 sqft Living Area
1st Floor Area1,974 sqft
Upper Floors Area1,550 sqft
Basement Area1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeBuilt-in
Garage Area760 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Patio Area785 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address202 LUDLOW AVE
CitySPRING LAKE
StateNJ
Zip07762-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal DescriptionALSO LOT 22 NIT 1A
Legal Block118
Legal Lot Number21
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE
Census Block Group2
Census Block2033
Census Tract809100

Owner

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address211 RIVER DR, JUPITER, FL 33469-1933
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Intrafamily Transfer, Transfer
Aug 25, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2006
Deed SaleSep 20, 2006
Prior SaleSep 20, 2006
Deed Book / Page8595 / 5868
Last Transfer DateAug 18, 2021
Transfer Doc0095440945
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateSep 16, 2021
Property Address202 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
Document Number0095440945
Book / Page9544 / 945
Instrument DateAug 18, 2021
Instrument2021139706
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address211 RIVER DR, TEQUESTA, FL 33469-1933

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateAug 25, 2021
Property Address202 LUDLOW AVE, SPRING LAKE, NJ 07762-1550
Document Number0095385647
Book / Page9538 / 5647
Instrument DateAug 17, 2021
Instrument2021129399
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address211 RIVER DR, 211, TEQUESTA, FL 33469-1933

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address202 LUDLOW AVE, SPRING LAKE, NJ 07762-1550

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Borough
Unified School DistrictSpring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,938,300 (+13.93%) Land $3,493,000 Building $1,445,300$4,938,300 (+13.93%) Land $3,493,000 Building $1,445,300
2025$19,809.00 (-1.29%)$4,334,500 (+8.28%) Land $3,318,000 Building $1,016,500$4,334,500 (+8.28%) Land $3,318,000 Building $1,016,500
2024$20,068.00 (+6.25%)
2023$4,003,000 Land $3,079,200 Building $923,800$4,003,000 Land $3,079,200 Building $923,800
2022$18,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims41 (1992–2021)
Claims Outside the SFHA16 of 41
Most Recent ClaimJul 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 25 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE WATER DEPARTMENT
serves 11,270 people · EPA ID NJ1348001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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