Monmouth County and Spring Lake Borough property record for 201 Ludlow Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 3,970 sqft · built 1904 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,700,000 (Nov 2023) |
| Tax Bill | $21,733 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00111-0000-00001 |
| Primary APN | 47-00111-0000-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,970 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Upper Floors Area | 1,708 sqft |
| Basement Area | 1,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 770 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 201 LUDLOW AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | L2 |
| Legal Subdivision | LUDLOW |
| Legal Block | 111 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 201 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 4, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | Sep 4, 2019 · Amount on Record |
| Deed Document Number | 202380185 |
| Deed Book / Page | 9667 / 8578 |
| Prior Transfer Date | Dec 18, 2007 |
| Prior Transfer Doc | 0000163297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 16, 2023 |
| Property Address | 201 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0096678578 |
| Book / Page | 9667 / 8578 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 2023080185 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | OCEANVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 MONTE CARLO DR, PALM BEACH GARDENS, FL 33418-1745 |
| Name | Verified Name |
|---|---|
| Address | 201 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 2023080186 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023080186 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 4, 2019 |
| Property Address | 201 LUDLOW AVE, SPRING LAKE, NJ 07762-1549 |
| Document Number | 0000081541 |
| Book / Page | 009366 / 006678 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 81541 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 201 LUDLOW AVE SPRING LAKE NJ 077621549, SPRING LAKE, NJ 07762-1549 |
| Document Number | 81542 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 009366/006720 |
| Instrument | 81542 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 3, 2034 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,010,000 (+5.35%) Land $3,107,300 Building $1,902,700 | $5,010,000 (+5.35%) Land $3,107,300 Building $1,902,700 | |
| 2025 | $21,733.00 (+17.46%) | $4,755,600 (+29.18%) Land $2,932,300 Building $1,823,300 | $4,755,600 (+29.18%) Land $2,932,300 Building $1,823,300 |
| 2024 | $18,502.00 (+6.29%) | ||
| 2023 | $3,681,400 (+9.33%) Land $2,693,500 Building $987,900 | $3,681,400 (+9.33%) Land $2,693,500 Building $987,900 | |
| 2022 | $17,407.00 (+7.7%) | $3,367,100 Land $2,426,500 Building $940,600 | $3,367,100 Land $2,426,500 Building $940,600 |
| 2021 | $16,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 41 (1992–2021) |
| Claims Outside the SFHA | 16 of 41 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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