Kenton County property record for 207 Locust St, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,332 sqft · built 1930 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Sep 2022) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-20-004.00 |
| Primary APN | 015-20-20-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,332 sqft Finished Area |
| Gross Area | 1,416 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 207 LOCUST ST |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEDINGER LOTS 44-45 |
| Legal Subdivision | BEDINGER J C |
| Legal Lot Number | 44-45 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 64400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 LOCUST ST, ERLANGER, KY 41018-1735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Aug 27, 2018 | Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on Record |
| Deed Sale | Sep 13, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Deed Document Number | 2022207 |
| Deed Book / Page | 189 / 818 |
| Prior Transfer Date | Apr 20, 2011 |
| Prior Transfer Doc | 0005900227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 13, 2022 |
| Property Address | 207 LOCUST ST, ERLANGER, KY 41018-1735 |
| Document Number | 0005900207 |
| Book / Page | 189 / 818 |
| Map Reference | PL 15 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 22091305900207 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7131 MOLLIEER CT, FLORENCE, KY 41042 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 207 LOCUST ST, ERLANGER, KY 41018-1735 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 27, 2018 |
| Property Address | 207 LOCUST ST, ERLANGER, KY 41018-1735 |
| Document Number | 0000000091 |
| Book / Page | 0C6486 / 000105 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 91 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 207 LOCUST ST ERLANGER KY 410181735, ERLANGER, KY 41018-1735 |
| Document Number | 92 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 0C6486/000108 |
| Instrument | 92 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
| Document Number | 215, |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 0C6489/000133 |
| Instrument | 215 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 26, 2023 |
| Rate | 12% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) Land $25,000 Building $125,000 | $150,000 (-) Land $25,000 Building $125,000 | |
| 2025 | $1,978.00 (+1.54%) | $150,000 (-) Land $25,000 Building $125,000 | $150,000 (-) Land $25,000 Building $125,000 |
| 2023 | $1,948.00 | $150,000 Land $25,000 Building $125,000 | $150,000 Land $25,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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