313 Locust St, Erlanger, KY 41018 Property Records

Kenton County property record for 313 Locust St, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,644 sqft · built 1929
Lot Size	0.201 acres (8,750 sqft)
Owner	Trust Name on File
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`003-30-15-005.00`

Property Details

APN / Parcel Number

Primary APN	`003-30-15-005.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,644 sqft Finished Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	100 ft deep x 87.5 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	313 LOCUST ST
City	ERLANGER
State	KY
Zip	41018-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDINGER PTS LOTS 53 THRU 56 BEING 87.5X100' SS LOCUST
Legal Subdivision	BEDINGER J C
Legal Phase	6
Legal Lot Number	53
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2026
Census Tract	64400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

313 Locust St is owner-occupied and held in a trust since June 2018.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	313 LOCUST ST, ERLANGER, KY 41018-1737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2018
Transfer Doc	0000000293
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 27, 2018
Property Address	313 LOCUST ST, ERLANGER, KY 41018-1737
Document Number	0000000293
Book / Page	0C6440 / 000195
Instrument Date	Jun 22, 2018
Instrument	293
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 LOCUST ST ERLANGER KY 410181737, ERLANGER, KY 41018-1737

Tax Assessment & Valuation

The 2025 property tax bill for 313 Locust St was $2,119 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,800 (-) Land $25,000 Building $184,800	$209,800 (-) Land $25,000 Building $184,800
2025	$2,119.00 Homeowner's exemption	$209,800 Land $25,000 Building $184,800	$209,800 Land $25,000 Building $184,800
2023	$2,122.00 Homeowner's exemption	$209,800 Land $25,000 Building $184,800	$209,800 Land $25,000 Building $184,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20