121 Locust St, Erlanger, KY 41018 Property Records

Kenton County property record for 121 Locust St, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 985 sqft · built 1926
Lot Size	0.005 acres (224 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Jul 2009)
Tax Bill	$1,371 (2025)
Flood Zone	Zone X (minimal risk)
APN	`015-20-20-006.00`

Property Details

APN / Parcel Number

Primary APN	`015-20-20-006.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	985 sqft Finished Area
Gross Area	1,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	224 sqft (0.005 acres)
Lot Dimensions	112 ft deep x 2 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	121 LOCUST ST
City	ERLANGER
State	KY
Zip	41018-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALLARD NW 1/2 LOT 4 35 1/2'X 112' WS LOCUST
Legal Subdivision	BALLARD SARAH
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2025
Census Tract	64400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 LOCUST ST, ERLANGER, KY 41018-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2009 · Amount on Record
Deed Sale	Jul 21, 2009 · Amount on Record
Prior Sale	Nov 5, 2008 · Amount on Record
Deed Document Number	200907 21 059 00035
Deed Book / Page	4076 / 290
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,100 (-) Land $25,000 Building $128,100	$153,100 (-) Land $25,000 Building $128,100
2025	$1,371.00 (-31.04%) Homeowner's exemption	$153,100 (-) Land $25,000 Building $128,100	$153,100 (-) Land $25,000 Building $128,100
2023	$1,988.00	$153,100 Land $25,000 Building $128,100	$153,100 Land $25,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20