202 Locust St, Erlanger, KY 41018 Property Records

Kenton County property record for 202 Locust St, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,601 sqft · built 1935
Lot Size	0.123 acres (5,344 sqft)
Owner	Individual Name on File
Last Sale	$56,700 (May 2016)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-20-21-016.00`

Property Details

APN / Parcel Number

Primary APN	`015-20-21-016.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,601 sqft Finished Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,344 sqft (0.123 acres)
Lot Dimensions	167 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	202 LOCUST ST
City	ERLANGER
State	KY
Zip	41018-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDINGER SE 32' LOT 83 32'X 167'
Legal Subdivision	BEDINGER J C
Legal Lot Number	83
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2022
Census Tract	64400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Erlanger Proper Subdivision Historic District listed 2002 · 173 contributing resources · NRIS 02000918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

202 Locust St is owned and occupied by an individual who bought it in May 2016.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	202 LOCUST ST, ERLANGER, KY 41018-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2016 · Amount on File
Deed Sale	May 24, 2016 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Document Number	201605 24 059 00334
Deed Book / Page	5899 / 259
Prior Transfer Date	Jan 29, 2014
Prior Transfer Doc	0000000276
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	202 LOCUST ST, ERLANGER, KY 41018-1736
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 LOCUST ST, EDGEWOOD, KY 41018-1736

Mortgage

Document Number	0005900180
Date	Aug 3, 2023
Book Page	KCM 481/988
Instrument	23080305900180

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	274 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,800 (-) Land $25,000 Building $172,800	$197,800 (-) Land $25,000 Building $172,800
2025	$2,608.00 (+1.52%)	$197,800 (-) Land $25,000 Building $172,800	$197,800 (-) Land $25,000 Building $172,800
2023	$2,569.00	$197,800 Land $25,000 Building $172,800	$197,800 Land $25,000 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20