Westchester County and Mount Vernon City property record for 149 E Prospect Ave, Mount Vernon, NY 10550
| Property Type | Cooperative Housing Block |
|---|---|
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on File |
| Tax Bill | $16,379 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.63-1147-6 |
| Primary APN | 550800 165.63-1147-6 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,166 sqft (0.44 acres) |
|---|
| Account Number | 026120 |
|---|---|
| Street Address | 149 E PROSPECT AVE |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10550-2224 |
| Property Category | Residential |
| Property Type | Residential > Cooperative > Cooperative Housing Block |
| Legal Block | 1147 |
| Legal Lot Number | 6.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 4001 |
Source: Westchester County and Mount Vernon City assessment roll, APN 550800 165.63-1147-6, as of May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 102 GRAMATAN AVE, MOUNT VERNON, NY 10550-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 06, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance VAST BANK NA |
| Jul 06, 2022 | Deed of Trust, Mortgage · Commercial Mortgage VAST BANK NA |
| Jun 26, 2018 | Loan Modification, Mortgage VALLEY NAT'L BK |
| Jun 26, 2018 | Deed of Trust, Mortgage VALLEY NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 149 E PROSPECT AVE, MOUNT VERNON, NY 10550-2224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0621713204 |
|---|---|
| Date | Jul 06, 2022 |
| Instrument | 621713204 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 149 E PROSPECT AVE, MOUNT VERNON, NY 10550-2224 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | THOROUGHBRED TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0621713165 |
|---|---|
| Date | Jul 06, 2022 |
| Instrument | 621713165 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 149 E PROSPECT AVE, MOUNT VERNON, NY 10550-2224 |
| Document Number | 0582013322 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 767 3RD AVE #00 NEW YORK NY 100172023, NEW YORK, NY 10017-2023 |
| Document Number | 0582013322 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 058201/003322 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | 1455 VALLEY RD, WAYNE, NJ 07470-2089 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 149 E PROSPECT AVE, MOUNT VERNON, NY 10550-2224 |
| Document Number | 0582013321 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 767 3RD AVE #800 NEW YORK NY 100179012, 800, NEW YORK, NY 10017-9012 |
| Document Number | 0582013321 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 058201/003321 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|
Source: Westchester County and Mount Vernon City assessment roll as of May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,379.00 | $79,287 (-) Land $25,000 Building $54,287 | $4,404,833 (+6.67%) Land $1,388,889 Building $3,015,944 |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $79,287 (-) Land $25,000 Building $54,287 | $4,129,531 (-10.94%) Land $1,302,083 Building $2,827,448 |
| 2023 | $79,287 Land $25,000 Building $54,287 | $4,636,666 Land $1,461,988 Building $3,174,678 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 656 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY5903441, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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