20677 Mud Lake Rd, Dubuque, IA 52001 Property Records

Dubuque County property record for 20677 Mud Lake Rd, Dubuque, IA 52001

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 1,508 sqft · built 1995
Lot Size	18.2 acres (795,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,374 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit May 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-276-001`

Property Details

APN / Parcel Number

Primary APN	`06-21-276-001`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	795,841 sqft (18.2 acres)
Garage Type	Attached
Garage Area	994 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	20677 MUD LAKE RD
City	DUBUQUE
State	IA
Zip	52001-9603
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CO
Legal Description	LOT 2 SE NE - SEC 21 T90N R2E;
Legal Range	02E
Legal Township	90N
Legal Section	21
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	PERU
Census Block Group	1
Census Block	1020
Census Tract	10600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20677 MUD LAKE RD, DUBUQUE, IA 52001-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK
May 14, 2020	Grant Deed, Foreclosure NOT AVAILABLE
May 14, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	May 14, 2020
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	20677 MUD LAKE RD, DUBUQUE, IA 52001-9603
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002737
Date	Apr 3, 2023
Instrument	2023-00002737

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 14, 2020
Property Address	20677 MUD LAKE RD, DUBUQUE, IA 52001-9603
Document Number	0000006242
Instrument Date	May 5, 2020
Instrument	6242
Transaction Type	Foreclosure
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$479.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20677 MUD LAKE RD DUBUQUE IA 520019603, DUBUQUE, IA 52001-9603

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DUBUQUE IA
Recording Date	May 14, 2020
Property Address	20677 MUD LAKE RD, DUBUQUE, IA 52001-9603
Document Number	0000006241
Instrument Date	May 5, 2020
Instrument	6241
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20677 MUD LAKE RD DUBUQUE IA 520019603, DUBUQUE, IA 52001-9603

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$331,059 (+15.48%) Land $34,059 Building $297,000	$331,059 (+15.48%) Land $34,059 Building $297,000
2024	$3,374.00 (+2.37%)
2023		$286,691 (+24.01%) Land $27,191 Building $259,500	$286,691 (+24.01%) Land $27,191 Building $259,500
2022	$3,296.00 Homeowner's exemption Additional exemption filed	$231,190 Land $21,610 Building $209,580
2021			$231,190 Land $21,610 Building $209,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1991–2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 6 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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