20576 Mud Lake Rd, Dubuque, IA 52001 Property Records

Dubuque County property record for 20576 Mud Lake Rd, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1973
Lot Size	4.48 acres (195,149 sqft)
Owner	2 Trust Names on File
Last Sale	$165,000 (Nov 2013)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-277-017`

Property Details

APN / Parcel Number

Primary APN	`06-21-277-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	600 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	195,149 sqft (4.48 acres)
Lot Dimensions	120 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	179 sqft
Patio Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20576 MUD LAKE RD
City	DUBUQUE
State	IA
Zip	52001-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 2 COUNTRY CLASS SUB;
Legal Range	02E
Legal Township	90N
Legal Section	21
Legal Subdivision	COUNTRY CLASS SUB
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	PERU
Census Block Group	1
Census Block	1012
Census Tract	10600

Owner

20576 Mud Lake Rd is owner-occupied and held in a trust since February 2023.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	2 Trust Names on File
Mailing Address	20576 MUD LAKE RD, DUBUQUE, IA 52001-9602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 15, 2024	Warranty Deed, Transfer
Feb 28, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on File
Deed Sale	Nov 5, 2013 · Amount on File
Prior Sale	May 23, 2005 · Amount on File
Deed Document Number	201317347
Last Transfer Date	Feb 28, 2023
Transfer Doc	0000001672
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	20576 MUD LAKE RD, DUBUQUE, IA 52001-9602
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008949
Date	Jun 2, 2021
Instrument	2021-00008949

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 15, 2024
Property Address	20576 MUD LAKE RD, DUBUQUE, IA 52001-9602
Document Number	0000003109
Instrument Date	Apr 14, 2024
Instrument	2024-00003109
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$87.20
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2680 GREELEY ST, DUBUQUE, IA 52001-1813

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Feb 28, 2023
Property Address	20576 MUD LAKE RD, DUBUQUE, IA 52001-9602
Document Number	0000001672
Instrument Date	Feb 28, 2023
Instrument	2023-00001672
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20576 MUD LAKE RD, DUBUQUE, IA 52001-9602

Tax Assessment & Valuation

The 2025 property tax bill for 20576 Mud Lake Rd was $2,602 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,602.00 Homeowner's exemption	$272,300 Land $110,600 Building $161,700	$272,300 Land $110,600 Building $161,700
2024	$2,602.00
2023		$246,500 (+22.52%) Land $105,300 Building $141,200	$246,500 Land $105,300 Building $141,200
2022	$2,710.00 Homeowner's exemption	$201,190 Land $87,770 Building $113,420
2021			$201,190 Land $87,770 Building $113,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20576 Mud Lake Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1991–2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 6 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20576 Mud Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mud Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures