20654 Mud Lake Rd, Dubuque, IA 52001 Property Records

Dubuque County property record for 20654 Mud Lake Rd, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1977
Lot Size0.439 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Mar 2015)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-21-277-003

Property Details

APN / Parcel Number

Primary APN06-21-277-003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Basement Area1,152 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area19,166 sqft (0.439 acres)
Garage TypeMixed
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Deck Area480 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Street Address20654 MUD LAKE RD
CityDUBUQUE
StateIA
Zip52001-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCO
Legal DescriptionLOT 2-1-1-1 SE NE - SEC 21 T90N R2E;
Legal Range02E
Legal Township90N
Legal Section21
Legal Lot Number1,2 1
JurisdictionDUBUQUE IA
Township / Civil DivisionPERU
Census Block Group1
Census Block1012
Census Tract10600

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20654 MUD LAKE RD, DUBUQUE, IA 52001-9603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2015 · Amount on Record
Deed SaleMar 31, 2015 · Amount on Record
Prior SaleMar 31, 2015 · Amount on Record
Deed Document Number0000003640
Last Transfer DateDec 9, 2020
Transfer Doc0000019545
Record UpdatedJun 7, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUBUQUE IA
Recording DateDec 9, 2020
Property Address20654 MUD LAKE RD, DUBUQUE, IA 52001-9603
Document Number0000019545
Instrument DateDec 2, 2020
Instrument2020-00019545
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20654 MUD LAKE RD, DUBUQUE, IA 52001-9603

Mortgage

Document Number0000019546
DateDec 9, 2020
Instrument2020-00019546
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJan 1, 2046

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$253,100 (+10.81%) Land $52,800 Building $200,300$253,100 (+10.81%) Land $52,800 Building $200,300
2023$228,400 Land $50,300 Building $178,100$228,400 Land $50,300 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims14 (1991–2011)
Most Recent ClaimJul 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2011 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mud Lake Rd

Nearby Streets

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