Dubuque County property record for 20554 Mud Lake Rd, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1973 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,640 (2024) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-277-008 |
| Primary APN | 06-21-277-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,704 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Lot Area | 19,166 sqft (0.439 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 20554 MUD LAKE RD |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CO |
| Legal Description | LOT 1 WELLS FERRY ADD; |
| Legal Subdivision | WELLS FERRY ADD |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10600 |
20554 Mud Lake Rd is owned and occupied by two individuals.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20554 MUD LAKE RD, DUBUQUE, IA 52001-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 20554 MUD LAKE RD, DUBUQUE, IA 52001-9602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002757 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019-00002757 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $264,200 Land $52,800 Building $211,400 | $264,200 Land $52,800 Building $211,400 | |
| 2024 | $2,640.00 | ||
| 2023 | $236,000 (+21.54%) Land $50,300 Building $185,700 | $236,000 Land $50,300 Building $185,700 | |
| 2022 | $2,610.00 Homeowner's exemption | $194,170 Land $41,900 Building $152,270 | |
| 2021 | $194,170 Land $41,900 Building $152,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20554 Mud Lake Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1991–2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20554 Mud Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Nextlink.
5G (outdoors only) and 4G LTE
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