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20647 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20647 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,601 sqft · built 1982
Lot Size0.244 acres (10,608 sqft)
Owner2 Individuals on Record
Last Sale$703,237 (Jul 2025)
Tax Bill$13,072 (2025)
Deeds & MortgagesJul 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN114-249-012-0005

Property Details

APN / Parcel Number

Primary APN114-249-012-0005

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,601 sqft Living Area
1st Floor Area1,959 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area10,608 sqft (0.244 acres)
View / LotNeighborhood
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area720 sqft
PorchOpen Frame Porch
Porch Area620 sqft
Deck Area233 sqft
Patio Area233 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1142490120005
Street Address20647 LAUREL LOCK DR
CityKATY
StateTX
Zip77450-4915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 & TR 4A BLK 12 NOTTINGHAM COUNTRY SEC 8 R/P
Legal SubdivisionNOTTINGHAM COUNTRY SEC 8 R/P
Legal Tract4A
Legal Block12
Legal Lot Number5
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group4
Census Block4018
Census Tract454700

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2408 BEALL ST, HOUSTON, TX 77008-1838
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2025 · Amount on Record
Deed SaleJul 17, 2025 · Amount on Record
Prior SaleMay 12, 2008 · Amount on Record
Deed Document Number2025276851
Prior Transfer DateSep 22, 2000
Prior Transfer Doc000U663653
Record UpdatedSep 20, 2026

July 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJul 17, 2025
Property Address20647 LAUREL LOCK DR, KATY, TX 77450-4915
Document Number0000276851
Map ReferenceVOL 289 PG 26
Instrument DateJul 16, 2025
Instrument2025-276851
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyMCKNIGHT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2408 BEALL ST, HOUSTON, TX 77008-1838

Mortgage

Document Number0000276852
DateJul 17, 2025
Instrument2025-276852
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,072.00 (+8.49%)$654,648 (+15.88%) Land $140,189 Building $514,459$654,648 (+15.88%) Land $140,189 Building $514,459
2024$12,049.00 (+21.57%)
2023$564,913 Land $140,189 Building $424,724$564,913 Land $140,189 Building $424,724
2022$9,911.00 (+30.86%)
2020$7,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 130 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims14 (1998–2020)
Claims Outside the SFHA13 of 14
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASON CREEK UTILITY DISTRICT
serves 8,900 people · EPA ID TX1010379
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ezee Fiber.

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