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20654 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20654 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,234 sqft · built 1982
Lot Size0.216 acres (9,408 sqft)
Owner2 Individual Names on File
Last Sale$397,800 (Jul 2020)
Tax Bill$7,757 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN114-249-009-0040

Property Details

APN / Parcel Number

Primary APN114-249-009-0040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,234 sqft Living Area
1st Floor Area2,234 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2019
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area9,408 sqft (0.216 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Pool Area465 sqft
PorchOpen Frame Porch
Porch Area295 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1142490090040
Street Address20654 LAUREL LOCK DR
CityKATY
StateTX
Zip77450-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 40 BLK 9 NOTTINGHAM COUNTRY SEC 8 R/P
Legal SubdivisionNOTTINGHAM COUNTRY SEC 8 R/P
Legal Block9
Legal Lot Number40
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group4
Census Block4017
Census Tract454700

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20654 LAUREL LOCK DR, KATY, TX 77450-4914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 29, 2020 · Amount on Record
Deed SaleJul 29, 2020 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Document Number2020339548
Prior Transfer DateJan 22, 2020
Prior Transfer Doc0000034556
Record UpdatedSep 20, 2026

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJul 29, 2020
Property Address20654 LAUREL LOCK DR, KATY, TX 77450-4914
Document Number0000339548
Map ReferenceVOL 289 PG 26
Instrument DateJul 28, 2020
Instrument2020-339548
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20654 LAUREL LOCK DR, KATY, TX 77450-4914

Mortgage

Document Number0000339549
DateJul 29, 2020
Instrument2020-339549
Lender
NameNETWORK FUNDING LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,757.00 (+8.98%) Homeowner's exemption$483,697 (+10.87%) Land $138,029 Building $345,668$483,697 (+10.87%) Land $138,029 Building $345,668
2024$7,118.00 (+45.09%)
2023$436,289 Land $138,029 Building $298,260$436,289 Land $138,029 Building $298,260
2020$4,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 130 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims14 (1998–2020)
Claims Outside the SFHA13 of 14
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASON CREEK UTILITY DISTRICT
serves 8,900 people · EPA ID TX1010379
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Ezee Fiber Texas.

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