20655 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20655 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,511 sqft · built 1982
Lot Size0.245 acres (10,664 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Dec 2003)
Tax Bill$4,119 (2025)
Flood ZoneZone X (minimal risk)
APN114-249-012-0003

Property Details

APN / Parcel Number

Primary APN114-249-012-0003

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,511 sqft Living Area
1st Floor Area1,914 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area10,664 sqft (0.245 acres)
View / LotNeighborhood
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area455 sqft
PorchOpen Frame Porch
Porch Area200 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1142490120003
Street Address20655 LAUREL LOCK DR
CityKATY
StateTX
Zip77450-4915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 & TR 4 BLK 12 NOTTINGHAM COUNTRY SEC 8 R/P
Legal SubdivisionNOTTINGHAM COUNTRY SEC 8 R/P
Legal Tract4
Legal Block12
Legal Lot Number3
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group4
Census Block4018
Census Tract454700

Owner

Source: Harris County records · APN 114-249-012-0003

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20655 LAUREL LOCK DR, KATY, TX 77450-4915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2003 · Amount on Record
Deed SaleDec 22, 2003 · Amount on Record
Deed Document Number2003277515
Deed Book / Page57988 / 1274
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,119.00 (+12.88%) Homeowner's exemption Additional exemption filed$553,145 (+15.24%) Land $140,290 Building $412,855$553,145 (+15.24%) Land $140,290 Building $412,855
2024$3,649.00 (-41.94%)
2023$479,985 Land $140,290 Building $339,695$479,985 Land $140,290 Building $339,695
2022$6,285.00 (-1.43%)
2020$6,376.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), as of May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482014547004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 130 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims14 (1998–2020)
Claims Outside the SFHA13 of 14
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Ezee Fiber Texas.

Based on FCC filings for 608 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1010379, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMASON CREEK UTILITY DISTRICT
serves 8,900 people
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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