20638 Laurel Lock Dr, Katy, TX 77450 Property Records

Harris County property record for 20638 Laurel Lock Dr, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,619 sqft · built 1982
Lot Size0.181 acres (7,872 sqft)
Owner2 Individual Names on Record
Last Sale$125,500 (Jul 1998)
Tax Bill$7,243 (2025)
Deeds & MortgagesJul 2022 Document
Flood ZoneZone X (minimal risk)
APN114-249-009-0036

Property Details

APN / Parcel Number

Primary APN114-249-009-0036

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,619 sqft Living Area
1st Floor Area1,645 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,872 sqft (0.181 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area288 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1142490090036
Street Address20638 LAUREL LOCK DR
CityKATY
StateTX
Zip77450-4914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 36 BLK 9 NOTTINGHAM COUNTRY SEC 8 R/P
Legal SubdivisionNOTTINGHAM COUNTRY SEC 8 R/P
Legal Block9
Legal Lot Number36
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group4
Census Block4017
Census Tract454700

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20638 LAUREL LOCK DR, KATY, TX 77450-4914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 1998 · Amount on Record
Deed SaleJul 17, 1998 · Amount on Record
Deed Document Number1998148582
Deed Book / Page51988 / 3525
Prior Transfer DateApr 1, 1998
Prior Transfer Doc000T148582
Record UpdatedOct 29, 2026

July 2022:

JurisdictionHARRIS TX
Recording DateJul 18, 2022
Property Address20638 LAUREL LOCK DR, KATY, TX 77450-4914
Document Number0000368558
Map ReferenceVOL 307 PG 55
Instrument DateJul 13, 2022
Instrument2022-368558
Record UpdatedJul 26, 2022

Transferred From (Grantor/Seller)

NameVerified Name
Address12707 BOHEME DR APT 1211, 12707, HOUSTON, TX 77024-5537

Transferred To (Grantee/Buyer)

NameVerified Name
Address20638 LAUREL LOCK DR, KATY, TX 77450-4914

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$417,696 (-5.29%) Land $135,265 Building $282,431$417,696 (-5.29%) Land $135,265 Building $282,431
2025$7,243.00 (+8.69%) Homeowner's exemption$441,016 (+10.92%) Land $135,265 Building $305,751$441,016 (+10.92%) Land $135,265 Building $305,751
2024$6,664.00 (+36.75%)
2023$397,608 Land $135,265 Building $262,343$397,608 Land $135,265 Building $262,343
2022$4,873.00 (-4.97%)
2020$5,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 130 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies130 in force
Nearby Flood Claims14 (1998–2020)
Claims Outside the SFHA13 of 14
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASON CREEK UTILITY DISTRICT
serves 8,900 people · EPA ID TX1010379
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ezee Fiber.

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Nearby Streets

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