20631 Rainstone Ct, Katy, TX 77449 Property Records

Harris County property record for 20631 Rainstone Ct, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,938 sqft · built 2003
Lot Size	0.25 acres (10,869 sqft)
Owner	2 Individual Names on File
Last Sale	$139,400 (Nov 2003)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`124-111-005-0008`

Property Details

APN / Parcel Number

Primary APN	`124-111-005-0008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	10,869 sqft (0.25 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1241110050008
Street Address	20631 RAINSTONE CT
City	KATY
State	TX
Zip	77449-7029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 5 RAINTREE VILLAGE SEC 5
Legal Subdivision	RAINTREE VILLAGE SEC 5
Legal Block	5
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	542304

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20631 RAINSTONE CT, KATY, TX 77449-7029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit HOUSTON TEXAS FIRE FIGHTERS FCU
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 11, 2003 · Amount on Record
Deed Sale	Nov 11, 2003 · Amount on Record
Deed Document Number	2003184493
Deed Book / Page	57821 / 1039
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20631 RAINSTONE CT, KATY, TX 77449-7029
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000564175
Date	Nov 28, 2022
Instrument	2022-564175

Lender

Name	HOUSTON TEXAS FIRE FIGHTERS FCU
Type	Credit Union
Address	HOUSTON, TX 77007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20631 RAINSTONE CT, KATY, TX 77449-7029
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021532935
Date	Sep 16, 2021
Instrument	2021-532935

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (+37.64%) Homeowner's exemption	$302,520 (-6.53%) Land $60,812 Building $241,708	$302,520 (-6.53%) Land $60,812 Building $241,708
2024	$3,523.00 (+19.02%)
2023		$323,671 Land $53,042 Building $270,629	$323,671 Land $53,042 Building $270,629
2022	$2,960.00 (-10.84%)
2020	$3,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber Texas, Hotwire Communications, T-Mobile USA.

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