20615 Rainstone Ct, Katy, TX 77449 Property Records

Harris County property record for 20615 Rainstone Ct, Katy, TX 77449 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,416 sqft · built 2004
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$220,400 (Jul 2020)
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`124-111-005-0004`

Property Details

APN / Parcel Number

Primary APN	`124-111-005-0004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,008 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	6,050 sqft (0.139 acres)
View / Lot	Buildable
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1241110050004
Street Address	20615 RAINSTONE CT
City	KATY
State	TX
Zip	77449-7029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 5 RAINTREE VILLAGE SEC 5
Legal Subdivision	RAINTREE VILLAGE SEC 5
Legal Block	5
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	542304

Owner

Source: Harris County records · APN 124-111-005-0004

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20615 RAINSTONE CT, KATY, TX 77449-7029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage GROVES CAPITAL INC
Jul 06, 2020	Vendor's Lien, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Apr 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2020 · Amount on Record
Deed Sale	Jul 06, 2020 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	2020293299
Prior Transfer Date	Feb 04, 2014
Prior Transfer Doc	0000468433
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20615 RAINSTONE CT, KATY, TX 77449-7029
Transaction Type	Mortgage
Record Updated	Sep 05, 2022
Title Company	TRANSACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000308384
Date	Jul 13, 2020
Instrument	2020-308384

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20615 RAINSTONE CT, KATY, TX 77449-7029
Transaction Type	Mortgage
Record Updated	Sep 05, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001802
Date	Jan 03, 2022
Instrument	2022-1802

Lender

Name	GROVES CAPITAL INC
Type	Mortgage Company
Address	RANCHO SANTA FE, CA 92091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2051

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 06, 2020
Property Address	20615 RAINSTONE CT, KATY, TX 77449-7029
Document Number	0000293299
Map Reference	MF 534229
Instrument Date	Jul 02, 2020
Instrument	2020-293299
Transaction Type	Transfer
Record Updated	Sep 05, 2022
Title Company	TRANSACT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20615 RAINSTONE CT, KATY, TX 77449-7029

Mortgage

Document Number	0000293300
Date	Jul 06, 2020
Instrument	2020-293300

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 18, 2017
Property Address	20615 RAINSTONE CT, KATY, TX 77449-7029
Document Number	0000164699
Instrument Date	Apr 04, 2017
Instrument	164699
Transaction Type	Foreclosure
Record Updated	May 02, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18418 LAKEVIEW CIR HOUSTON TX 770845751, HOUSTON, TX 77084-5751

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,325.00 (+31.29%) Homeowner's exemption	$321,919 (-7.08%) Land $56,084 Building $265,835	$321,919 (-7.08%) Land $56,084 Building $265,835
2024	$4,056.00 (+18.32%)
2023		$346,461 Land $48,917 Building $297,544	$346,461 Land $48,917 Building $297,544
2022	$3,428.00 (-20.02%)
2020	$4,286.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015423041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 827 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Ezee Fiber Texas, T-Mobile USA, Hotwire Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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