Harris County property record for 20626 Rainstone Ct, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,641 sqft · built 2004 |
| Lot Size | 0.167 acres (7,261 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,300 (Sep 2011) |
| Tax Bill | $5,260 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-111-005-0011 |
| Primary APN | 124-111-005-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,641 sqft Living Area |
| 1st Floor Area | 1,217 sqft |
| Game Room | Game Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 7,261 sqft (0.167 acres) |
| View / Lot | Buildable |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1241110050011 |
|---|---|
| Street Address | 20626 RAINSTONE CT |
| City | KATY |
| State | TX |
| Zip | 77449-7029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 BLK 5 RAINTREE VILLAGE SEC 5 |
| Legal Subdivision | RAINTREE VILLAGE SEC 5 |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 542304 |
Source: Harris County records · APN 124-111-005-0011
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20626 RAINSTONE CT, KATY, TX 77449-7029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2011 · Amount on Record |
| Deed Sale | Sep 08, 2011 · Amount on Record |
| Prior Sale | Jun 21, 2004 · Amount on Record |
| Deed Document Number | 2011379511 |
| Deed Book / Page | 7890 / 902 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20626 RAINSTONE CT, KATY, TX 77449-7029 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 20626 RAINSTONE CT, KATY, TX 77449-7029 |
| Document Number | 0000286456 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023-286456 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 219 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20626 RAINSTONE CT, KATY, TX 77449-7029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20626 RAINSTONE CT, KATY, TX 77449-7029 |
| Document Number | 2021511245 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-511245 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,260.00 (+37.66%) Homeowner's exemption | $329,856 (-6.88%) Land $57,565 Building $272,291 | $329,856 (-6.88%) Land $57,565 Building $272,291 |
| 2024 | $3,821.00 (+18.59%) | ||
| 2023 | $354,228 Land $50,209 Building $304,019 | $354,228 Land $50,209 Building $304,019 | |
| 2022 | $3,222.00 (-9.39%) | ||
| 2020 | $3,556.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ezee Fiber Texas, Hotwire Communications, T-Mobile USA.
Based on FCC filings for 827 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST HARRIS COUNTY MUD 7 serves 5,289 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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