Harris County property record for 20618 Rainstone Ct, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 2003 |
| Lot Size | 0.162 acres (7,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,100 (Jan 2020) |
| Tax Bill | $6,658 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-111-005-0013 |
| Primary APN | 124-111-005-0013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| 1st Floor Area | 1,978 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 7,052 sqft (0.162 acres) |
| View / Lot | Primary |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1241110050013 |
|---|---|
| Street Address | 20618 RAINSTONE CT |
| City | KATY |
| State | TX |
| Zip | 77449-7029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 BLK 5 RAINTREE VILLAGE SEC 5 |
| Legal Subdivision | RAINTREE VILLAGE SEC 5 |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 542304 |
Source: Harris County records · APN 124-111-005-0013
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20618 RAINSTONE CT, KATY, TX 77449-7029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2021 | Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN |
| Jan 22, 2020 | Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Feb 26, 2016 · Amount on Record |
| Deed Document Number | 202028695 |
| Prior Transfer Date | Feb 17, 2016 |
| Prior Transfer Doc | 0000079428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20618 RAINSTONE CT, KATY, TX 77449-7029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20168 RAINSTONE COURT, KATY, TX 77449 |
| Document Number | 0000575982 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 2021-575982 |
| Name | IDAHO HOUSING & FINANCE ASSN |
|---|---|
| Type | Government Agency |
| Address | BOISE, ID 83702 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Feb 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 22, 2020 |
| Property Address | 20618 RAINSTONE CT, KATY, TX 77449-7029 |
| Document Number | 0000028695 |
| Map Reference | MF 534229 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 2020-028695 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20618 RAINSTONE CT, KATY, TX 77449-7029 |
| Document Number | 0000028696 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020-028696 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Number | 0000028697 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020-028697 |
| Name | THE BANK OF NEW YORK MELLON TRUST CO NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,658.00 (+27.89%) | $293,841 (-6.66%) Land $57,377 Building $236,464 | $293,841 (-6.66%) Land $57,377 Building $236,464 |
| 2024 | $5,206.00 (-5.74%) | ||
| 2023 | $314,802 Land $50,045 Building $264,757 | $314,802 Land $50,045 Building $264,757 | |
| 2022 | $5,523.00 (+39.65%) | ||
| 2020 | $3,955.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ezee Fiber Texas, Hotwire Communications, T-Mobile USA.
Based on FCC filings for 827 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST HARRIS COUNTY MUD 7 serves 5,289 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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