20610 Rainstone Ct, Katy, TX 77449 Property Records

Harris County property record for 20610 Rainstone Ct, Katy, TX 77449 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,815 sqft · built 2004
Lot Size	0.143 acres (6,218 sqft)
Owner	2 Individual Names on File
Last Sale	$194,000 (Mar 2020)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-111-005-0015`

Property Details

APN / Parcel Number

Primary APN	`124-111-005-0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,815 sqft Living Area
1st Floor Area	1,815 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	6,218 sqft (0.143 acres)
View / Lot	Buildable
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	43 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1241110050015
Street Address	20610 RAINSTONE CT
City	KATY
State	TX
Zip	77449-7029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 5 RAINTREE VILLAGE SEC 5
Legal Subdivision	RAINTREE VILLAGE SEC 5
Legal Block	5
Legal Lot Number	15
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	542304

Owner

Source: Harris County records · APN 124-111-005-0015

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20610 RAINSTONE CT, KATY, TX 77449-7029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Feb 04, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Mar 06, 2020	Warranty Deed, Transfer · FHA Mortgage NOVA FIN'L & INV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2020 · Amount on Record
Deed Sale	Mar 06, 2020 · Amount on Record
Prior Sale	Jun 10, 2005 · Amount on Record
Deed Document Number	2020104082
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20610 RAINSTONE CT, KATY, TX 77449-7029
Transaction Type	Mortgage
Record Updated	Apr 04, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20610 RAINSTONE CT, KATY, TX 77449-7029

Mortgage

Document Number	0000158344
Date	Mar 25, 2022
Instrument	2022-158344

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 01, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20610 RAINSTONE CT, KATY, TX 77449-7029
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021064444
Date	Feb 04, 2021
Instrument	2021-064444

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Mar 06, 2020
Property Address	20610 RAINSTONE CT, KATY, TX 77449-7029
Document Number	0000104082
Instrument Date	Mar 04, 2020
Instrument	104082
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20610 RAINSTONE CT KATY TX 774497029, KATY, TX 77449-7029

Mortgage

Document Number	104083
Date	Mar 06, 2020
Instrument	104083

Lender

Name	NOVA FIN'L & INV
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2050

Mortgage

Document Number	104084,
Date	Mar 06, 2020
Instrument	104084

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,471.00 (+32.2%) Homeowner's exemption	$282,007 (-6.52%) Land $55,962 Building $226,045	$282,007 (-6.52%) Land $55,962 Building $226,045
2024	$3,382.00 (+19.25%)
2023		$301,678 Land $48,811 Building $252,867	$301,678 Land $48,811 Building $252,867
2022	$2,836.00 (+533.04%)
2020	$448.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015423041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 827 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Ezee Fiber Texas, T-Mobile USA, Hotwire Communications, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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