206 W State St, Payson, IL 62360 Property Records

Adams County property record for 206 W State St, Payson, IL 62360

Property Summary

Property TypeExempt (Full or Partial)
Lot Size0.23 acres (10,221 sqft)
OwnerCompany Name on File
Last Sale$20,000 (Oct 2023)
Tax Bill$493 (2021)
Deeds & MortgagesJun 2026 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN180047100100

Property Details

APN / Parcel Number

Primary APN180047100100

Exterior

Lot Area10,221 sqft (0.23 acres)

Location & Zoning

Street Address206 W STATE ST
CityPAYSON
StateIL
Zip62360-1185
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLOT 55 ORIGINAL PAYSON S 1/2 LOT 55
Legal Range7W
Legal Township3S
Legal Section7
Legal SubdivisionVILLAGE OF PAYSON
Legal Lot Number55
JurisdictionADAMS IL
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3016
Census Tract10302

Owner

Source: Adams County assessment roll, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 36, PAYSON, IL 62360-0036
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE BANK AND TRUST COMPANY
Nov 18, 2025Deed of Trust, Mortgage · Commercial Mortgage
STATE STREET BANK & TRUST CO
Oct 16, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2023 · Amount on Record
Deed SaleOct 16, 2023 · Amount on Record
Deed Document Number20236143
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Recording DateJun 10, 2026
Property Address206 W STATE ST, PAYSON, IL 62360-1185
Document Number0000003414
Instrument DateJun 10, 2026
Instrument20263414
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103

Mortgage

Document Number0000003414,
DateJun 10, 2026
Instrument20263414
Lender
NameSTATE BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IL
Property Address206 W STATE ST, PAYSON, IL 62360-1185
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R06946
DateNov 18, 2025
Instrument2025R-06946
Lender
NameSTATE STREET BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateOct 16, 2023
Property AddressPAYSON, IL 62360
Document Number2023R06143
Instrument DateOct 11, 2023
Instrument2023R-06143
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 5102, QUINCY, IL 62305-5102

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 36, PAYSON, IL 62360-0036

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionPayson Township
MunicipalityPayson Village
Unified School DistrictPayson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$22,500 (+5.19%) Land $22,500
2022$7,130 Land $7,130$21,390 Land $21,390
2021$493.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAYSON
serves 1,386 people · EPA ID IL0010550
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telephone Co-Operative
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
700 / 300
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Illinois Electric Cooperative
Fixed Wireless
100 / 20

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