Adams County property record for 208 W State St, Payson, IL 62360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,224 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,000 (May 2025) |
| Tax Bill | $2,307 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180047100000 |
| Primary APN | 180047100000 |
|---|
| Lot Area | 10,224 sqft (0.23 acres) |
|---|
| Street Address | 208 W STATE ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360-1185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 62 ORIGINAL PAYSON S 1/2 LOT 62 |
| Legal Range | 7W |
| Legal Township | 3S |
| Legal Section | 7 |
| Legal Subdivision | VILLAGE PAYSON |
| Legal Lot Number | 62 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10302 |
Source: Adams County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 208 W STATE ST, PAYSON, IL 62360-1185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST BANKERS TRUST CO |
| Dec 27, 2022 | Executor's Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on Record |
| Deed Sale | May 22, 2025 · Amount on Record |
| Prior Sale | Dec 27, 2022 · Amount on Record |
| Deed Document Number | 20252886 |
| Prior Transfer Date | Dec 23, 2022 |
| Prior Transfer Doc | 2022R09007 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 208 W STATE ST, PAYSON, IL 62360-1185 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R06943 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025R-06943 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Dec 27, 2022 |
| Property Address | 208 W STATE ST, PAYSON, IL 62360-1185 |
| Document Number | 2022R09007 |
| Instrument Date | Dec 23, 2022 |
| Instrument | 2022R-09007 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 315, PAYSON, IL 62360-0315 |
| Document Number | 2022R09008 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022R-09008 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 208 W STATE ST, PAYSON, IL 62360-1185 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R09586 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020R-09586 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,670 (+8%) Land $4,300 Building $40,370 | $134,010 (+8%) Land $12,900 Building $121,110 | |
| 2024 | $2,307.00 (+9.54%) | $41,360 (+12.94%) Land $3,980 Building $37,380 | $124,080 (+12.94%) Land $11,940 Building $112,140 |
| 2022 | $36,620 Land $3,530 Building $33,090 | $109,860 Land $10,590 Building $99,270 | |
| 2021 | $2,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON serves 1,386 people · EPA ID IL0010550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Illinois Net Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures