Adams County property record for 204 W State St, Payson, IL 62360
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.31 acres (13,674 sqft) |
| Owner | Company Name on Record |
| Last Sale | $25,000 (Oct 2020) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180045700000 |
| Primary APN | 180045700000 |
|---|
| Lot Area | 13,674 sqft (0.31 acres) |
|---|
| Street Address | 204 W STATE ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 50 ORIGINAL PAYSON S 2/3 LOT 50 |
| Legal Range | 7W |
| Legal Township | 3S |
| Legal Section | 7 |
| Legal Subdivision | VILLAGE OF PAYSON |
| Legal Lot Number | 50 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10302 |
Source: Adams County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 36, PAYSON, IL 62360-0036 |
| Owner Type | Company |
| Vesting | Government |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK AND TRUST COMPANY |
| Nov 18, 2025 | Deed of Trust, Mortgage · Commercial Mortgage STATE STREET BANK & TRUST CO |
| Oct 13, 2020 | Warranty Deed, Transfer |
| Oct 3, 2019 | Warranty Deed, Transfer · Commercial Mortgage F & M BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Oct 3, 2019 · Amount on Record |
| Deed Document Number | 20209838 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jun 10, 2026 |
| Property Address | 204 W STATE ST, PAYSON, IL 62360 |
| Document Number | 0000003414 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20263414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000003414, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20263414 |
| Name | STATE BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 204 W STATE ST, PAYSON, IL 62360-1185 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R06946 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025R-06946 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Oct 13, 2020 |
| Property Address | 204 W STATE ST, PAYSON, IL 62360 |
| Document Number | 2020R09838 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020R-09838 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 S 5TH ST, HANNIBAL, MO 63401-4424 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 36, PAYSON, IL 62360-0036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Oct 3, 2019 |
| Property Address | 204 W STATE ST, PAYSON, IL 62360 |
| Document Number | 2019R06693 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019R-06693 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 S 5TH ST, HANNIBAL, MO 63401-4424 |
| Document Number | 2019R06694 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 2019R-06694 |
| Name | F & M BANK & TRUST CO |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
| Year | Assessed Market Value |
|---|---|
| 2021 | $43,170 Land $12,360 Building $30,810 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON serves 1,386 people · EPA ID IL0010550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Illinois Net Fixed Wireless | 100 / 20 |
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