110 W State St, Payson, IL 62360 Property Records

Adams County property record for 110 W State St, Payson, IL 62360

Property Summary

Property TypeCommercial
Lot Size0.31 acres (13,585 sqft)
OwnerCompany Name on Record
Last Sale$680,000 (Oct 2023)
Tax Bill$14,792 (2024)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN180044400000

Property Details

APN / Parcel Number

Primary APN180044400000

Exterior

Lot Area13,585 sqft (0.31 acres)

Location & Zoning

Street Address110 W STATE ST
CityPAYSON
StateIL
Zip62360
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 38 ORIGINAL PAYSON W 35FT OF S 100FT LOT 31 & S 100FT LOT 38
Legal Range7W
Legal Township3S
Legal Section7
Legal SubdivisionVILLAGE PAYSON
Legal Lot Number38,31
JurisdictionADAMS IL
Township / Civil DivisionPAYSON
Census Block Group3
Census Block3015
Census Tract10302

Owner

Source: Adams County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address110 W STATE ST, PAYSON, IL 62360
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Deed Document Number20236398
Record UpdatedJun 8, 2026

October 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS IL
Recording DateOct 27, 2023
Property Address110 W STATE ST, PAYSON, IL 62360
Document Number2023R06398
Instrument DateOct 18, 2023
Instrument2023R-06398
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 S ROUTE 48, OREANA, IL 62554-9790

Mortgage

Document Number2023R06399
DateOct 27, 2023
Instrument2023R-06399
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.5%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionPayson Township
MunicipalityPayson Village
Unified School DistrictPayson Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$244,790 (+156.38%) Land $8,100 Building $236,690$734,370 (+156.38%) Land $24,300 Building $710,070
2024$14,792.00 (+123.88%)
2022$95,480 Land $4,240 Building $91,240$286,440 Land $12,720 Building $273,720
2021$6,607.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAYSON
serves 1,386 people · EPA ID IL0010550
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
700 / 300
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Illinois Net
Fixed Wireless
100 / 20

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