Stanly County property record for 117 Smith St, Locust, NC 28097 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 1,296 sqft Finished Area |
| Lot Size | 34,412 sqft (0.79 acres) |
| Garage | Carport, 280 sqft |
| Tax Bill | $1,679.00 (2025) |
| Primary APN | 557503345599 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,296 sqft Finished Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plywood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 34,412 sqft (0.79 acres) |
| Depth X Width | 372 ft x 100 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 280 sqft Garage |
| Carport | Carport |
| Carport Area | 280 sqft Carport |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Account Number | 1542025 |
|---|---|
| Street Address | 117 SMITH ST |
| City | LOCUST |
| State | NC |
| Zip | 28097 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 117 SMITH ST 557503118 |
| Legal Subdivision | PHYSICAL SURVEY FOR JEFFREY A TROUTMAN |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557503345599
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 598, LOCUST, NC 28097-0598 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Feb 08, 2023 | Intrafamily Transfer, Transfer |
| May 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 0000455213 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 117 SMITH ST, LOCUST, NC 28097 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 223 SMITH ST, LOCUST, NC 28097-7275 |
| Document Number | 0000458065 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 1821/54 |
| Instrument | 458065 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 02, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Feb 08, 2023 |
| Property Address | 117 SMITH ST, LOCUST, NC 28097 |
| Document Number | 0000455213 |
| Book / Page | 1812 / 40 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 455213 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 598, LOCUST, NC 28097-0598 |
| Name | Verified Name |
|---|---|
| Address | 223 SMITH ST, LOCUST, NC 28097-7275 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 28, 2020 |
| Property Address | 117 SMITH ST, LOCUST, NC 28097 |
| Document Number | 0000420127 |
| Book / Page | 001701 / 001236 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 420127 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 598 LOCUST NC 280970598, LOCUST, NC 28097-0598 |
Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+51.53%) | $182,600 (+79.52%) Land $36,000 Building $146,600 | $182,600 (+79.52%) Land $36,000 Building $146,600 |
| 2023 | $1,108.00 | $101,716 Land $21,600 Building $80,116 | $101,716 Land $21,600 Building $80,116 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures