162 Riverside Dr, Troy, OH 45373 Property Records

Miami County property record for 162 Riverside Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,062 sqft · built 1935
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$318,250 (Dec 2020)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`S51-001100`

Property Details

APN / Parcel Number

Primary APN	`S51-001100`
Alternative APN	`011024.4-01-010-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,062 sqft Living Area
1st Floor Area	2,844 sqft
Upper Floors Area	640 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	496 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	162 RIVERSIDE DR
City	TROY
State	OH
Zip	45373-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 11292
Legal Lot Number	11292
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	2
Census Block	2045
Census Tract	365101

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 RIVERSIDE DR, TROY, OH 45373-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Dec 14, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Document Number	20202020OR-19244
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	162 RIVERSIDE DR, TROY, OH 45373-1410
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011936
Date	Oct 27, 2023
Instrument	2023OR-11936

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 25, 2048

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 14, 2022
Property Address	162 RIVERSIDE DR, TROY, OH 45373-1410
Document Number	0000017596
Map Reference	VOL 28 PG 1A&1B
Instrument Date	Dec 12, 2022
Instrument	2022OR-17596
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	162 RIVERSIDE DR, TROY, OH 45373-1410

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00 (+60.01%) Homeowner's exemption	$96,810 (+85.25%) Land $25,760 Building $71,050	$276,600 (+85.26%) Land $73,600 Building $203,000
2024	$1,968.00 (+0.72%) Homeowner's exemption	$52,260 (-) Land $10,500 Building $41,760
2023	$1,954.00 (+17.36%) Homeowner's exemption	$52,260 (-) Land $10,500 Building $41,760	$149,300 (-) Land $30,000 Building $119,300
2022	$1,665.00 Homeowner's exemption	$52,260 Land $10,500 Building $41,760	$149,300 Land $30,000 Building $119,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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