206 Ervin Rd, Morganton, NC 28655 Property Records

Burke County property record for 206 Ervin Rd, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,453 sqft · built 1942
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jan 2006)
Tax Bill$1,480 (2026)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN2704201850

Property Details

APN / Parcel Number

Primary APN2704201850
Alternative APN
  • 2225

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,453 sqft Living Area
1st Floor Area1,182 sqft
Basement Area272 sqft
Unfinished Basement272 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialBrick/Stone
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address206 ERVIN RD
CityMORGANTON
StateNC
Zip28655-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description206 ERVIN RD MORGANTON, NC 28655
Legal SubdivisionS J ERVIN SR SUBDIVISIOIN
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1012
Census Tract20500

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address206 ERVIN RD, MORGANTON, NC 28655-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2006 · Amount on Record
Deed SaleJan 12, 2006 · Amount on Record
Deed Document Number2006535
Deed Book / Page1530 / 753
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address206 ERVIN RD, MORGANTON, NC 28655-2512
Document Number0024300671
Instrument DateOct 16, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 ERVIN RD MORGANTON NC 286552512, MORGANTON, NC 28655-2512

Mortgage

Document Number0024300671
DateOct 21, 2019
Book Page002430/000671
Instrument33453
Lender
NameSTATE EMPS CU
AddressMORGANTON, NC 28680
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,480.00 (+0.34%)$248,415 (-) Land $16,240 Building $232,175$248,415 (-) Land $16,240 Building $232,175
2025$1,475.00 (-0.27%)$248,415 (-) Land $16,240 Building $232,175$248,415 (-) Land $16,240 Building $232,175
2023$1,479.00$248,415 Land $16,240 Building $232,175$248,415 Land $16,240 Building $232,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Compas X-Stream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum, T-Mobile.

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