207 Ervin Rd, Morganton, NC 28655 Property Records

Burke County property record for 207 Ervin Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 1956
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Aug 2016)
Tax Bill	$1,013 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2704200567`

Property Details

APN / Parcel Number

Primary APN	`2704200567`
Alternative APN	`7413`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	609 sqft
Finished Basement	609 sqft
Utility Room	Utility Room
Flooring	Wood

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Pole Barn	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 ERVIN RD
City	MORGANTON
State	NC
Zip	28655-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	207 ERVIN RD MORGANTON, NC 28655
Legal Subdivision	S J ERVIN PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1011
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Avery Avenue Historic District listed 1987 · 112 contributing resources · NRIS 87001915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Burke County assessment roll, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 ERVIN RD, MORGANTON, NC 28655-2511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 10, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Prior Sale	Feb 3, 2015 · Amount on Record
Deed Document Number	20166692
Deed Book / Page	2249 / 302
Last Transfer Date	Apr 13, 2026
Transfer Doc	0026003265
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 14, 2026
Property Address	207 ERVIN RD, MORGANTON, NC 28655-2511
Document Number	0026003265
Book / Page	2866 / 191
Instrument Date	Apr 13, 2026
Instrument	202626003265
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 ERVIN RD, MORGANTON, NC 28655-2511

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	207 ERVIN RD, MORGANTON, NC 28655-2511
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ERVIN RD, MORGANTON, NC 28655-2511

Mortgage

Document Number	0026610581
Date	Dec 16, 2022
Book Page	2661/581
Instrument	2021028891

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	10%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	207 ERVIN RD, MORGANTON, NC 28655-2511
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024020354
Date	May 10, 2019
Book Page	2402/0354
Instrument	2017027642

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RUTHERFORD COLLEGE, NC 28671

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,013.00 (-0.69%)	$165,049 (-0.92%) Land $29,503 Building $135,546	$165,049 (-0.92%) Land $29,503 Building $135,546
2023	$1,020.00	$166,589 Land $29,503 Building $137,086	$166,589 Land $29,503 Building $137,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
City of Morganton Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile USA.

Nearby Properties on Ervin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures