Burke County property record for 105 Ervin Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,880 sqft · built 1964 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,796 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704205411 |
| Primary APN | 2704205411 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,880 sqft Living Area |
| 1st Floor Area | 3,104 sqft |
| Basement Area | 2,328 sqft |
| Finished Basement | 776 sqft |
| Unfinished Basement | 2,328 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,112 sqft |
| Patio Area | 560 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 ERVIN RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 105 ERVIN RD MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Avery Avenue Historic District listed 1987 · 112 contributing resources · NRIS 87001915 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 ERVIN RD, MORGANTON, NC 28655-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 105 ERVIN RD, MORGANTON, NC 28655-2509 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 105 ERVIN RD, MORGANTON, NC 28655-2509 |
| Document Number | 0026340979 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 2634/979 |
| Instrument | 2021023510 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,796.00 (+0.18%) | $485,490 (-) Land $30,797 Building $454,693 | $485,490 (-) Land $30,797 Building $454,693 |
| 2025 | $2,791.00 (-0.53%) | $485,490 (-) Land $30,797 Building $454,693 | $485,490 (-) Land $30,797 Building $454,693 |
| 2023 | $2,806.00 | $485,490 Land $30,797 Building $454,693 | $485,490 Land $30,797 Building $454,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile.
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