200 Ervin Rd, Morganton, NC 28655 Property Records

Burke County property record for 200 Ervin Rd, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,988 sqft · built 1962
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on File
Last Sale$268,500 (Sep 2021)
Tax Bill$1,558 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2704204727

Property Details

APN / Parcel Number

Primary APN2704204727
Alternative APN
  • 3329

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,988 sqft Living Area
1st Floor Area1,988 sqft
Basement Area994 sqft
Unfinished Basement994 sqft
Utility RoomUtility Room
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area33,977 sqft (0.78 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address200 ERVIN RD
CityMORGANTON
StateNC
Zip28655-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description200 ERVIN RD MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1012
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Avery Avenue Historic District
listed 1987 · 112 contributing resources · NRIS 87001915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

200 Ervin Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address200 ERVIN RD, MORGANTON, NC 28655-2512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2021 · Amount on File
Deed SaleSep 17, 2021 · Amount on File
Deed Document Number202111141
Deed Book / Page2570 / 899
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionBURKE NC
Recording DateSep 17, 2021
Property Address200 ERVIN RD, MORGANTON, NC 28655-2512
Document Number0025700899
Book / Page2570 / 899
Instrument DateAug 19, 2021
Instrument2021011141
Transaction TypeTransfer
Record UpdatedAug 15, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$537.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address200 ERVIN RD, MORGANTON, NC 28655-2512

Mortgage

Document Number2021011142
DateSep 17, 2021
Instrument2021011142
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 200 Ervin Rd was $1,558, up 0.3% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,558.00 (+0.32%)$262,516 (-) Land $31,758 Building $230,758$262,516 (-) Land $31,758 Building $230,758
2025$1,553.00$262,516 Land $31,758 Building $230,758$262,516 Land $31,758 Building $230,758
2023$1,558.00 (+5.34%)$262,516 (+30.56%) Land $31,758 Building $230,758$262,516 (+30.56%) Land $31,758 Building $230,758
2022$1,479.00$201,063 Land $27,367 Building $173,696$201,063 Land $27,367 Building $173,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Ervin Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Ervin Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Compas X-Stream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum, T-Mobile.

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