Madison County and Oneida City property record for 206 Chappell St, Oneida, NY 13421 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1880 |
| Square Footage | 804 sqft Living Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Garage | Detached, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,437.00 (2025) |
| Primary APN | 251201 30.71-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 804 sqft Living Area |
| 1st Floor | 516 sqft 1st Floor |
| 2nd Floor | 288 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,485 sqft (0.08 acres) |
| Depth X Width | 69 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 252 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 206 CHAPPELL ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | MADISON NY |
| Minor Civil Division | ONEIDA |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records · APN 251201 30.71-1-23
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 206 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FEDERAL CREDIT UNION |
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit EMPOWER FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 31, 2011 |
| Transfer Doc | 0020114543 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 206 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Document Number | 0000002729 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20262729 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 206 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Document Number | 0000002729, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20262729 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 06, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 206 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Document Number | 0000002730 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20262730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 206 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Document Number | 0000002730, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20262730 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,437.00 | $49,000 (-) Land $6,900 Building $42,100 | $69,014 (+7.04%) Land $9,718 Building $59,296 |
| 2023 | $49,000 Land $6,900 Building $42,100 | $64,474 Land $9,079 Building $55,395 |
Our records do not include FEMA flood map data for 206 Chappell St; wildfire exposure is direct.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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