Madison County and Oneida City property record for 220 Chappell St, Oneida, NY 13421 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,242 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $61,600 (2000) |
| Tax Bill | $3,860.00 (2025) |
| Primary APN | 251201 30.71-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,242 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| 2nd Floor | 522 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 6,098 sqft (0.14 acres) |
| Depth X Width | 60 ft x 100 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 220 CHAPPELL ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1304 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INCL 30.71-1-19 |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | MADISON NY |
| Minor Civil Division | ONEIDA |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records · APN 251201 30.71-1-18
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 28, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CITIZENS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2000 · Amount on Record |
| Deed Sale | Sep 11, 2000 · Amount on Record |
| Deed Book / Page | 1170 / 29 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 220 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000526 |
|---|---|
| Date | Nov 01, 2022 |
| Instrument | 2022-6526 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 220 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000458 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-4458 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 220 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000090 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022-890 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 220 CHAPPELL ST, ONEIDA, NY 13421-1304 |
| Document Number | 0000000497 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Name | Verified Name |
|---|---|
| Address | 220 CHAPPELL ST ONEIDA NY 134211304, ONEIDA, NY 13421-1304 |
| Document Number | 0000000497 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 497 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,860.00 (+208.06%) | $77,600 (-) Land $9,100 Building $68,500 | $109,296 (+7.04%) Land $12,817 Building $96,479 |
| 2023 | $77,600 (-) Land $9,100 Building $68,500 | $102,105 (+9.21%) Land $11,974 Building $90,131 | |
| 2022 | $1,253.00 Homeowner's exemption | $77,600 Land $9,100 Building $68,500 | $93,494 Land $10,964 Building $82,530 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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