231 Chappell St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 231 Chappell St, Oneida, NY 13421 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1949
Square Footage960 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageAttached
Last Sale$16,000 (2021)
Tax Bill$2,925.00 (2025)

Property Details

APN / Parcel Number

Primary APN251201 30.71-1-15
Alternative APNs
  • 120103007100010150000000
  • INSIDE

Interior

Bedrooms4 Beds
Full Baths1 Baths
Building Area960 sqft Living Area
1st Floor768 sqft 1st Floor
Upper Floors192 sqft Upper Floors
Attic Area192 sqft Attic
Attic1 Attic
Stories1 Stories

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,405 sqft (0.17 acres)
Depth X Width62 ft x 80 ft Depth x Width
Garage TypeAttached Garage
Porch Area660 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address231 CHAPPELL ST
CityONEIDA
StateNY
Zip13421-1303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINCL 30.71-1-1
Legal Block1
Legal Lot Number15.000
JurisdictionMADISON NY
Minor Civil DivisionONEIDA
Census Blockgroup1
Census Block1014
Census Tract30102

Owner

Source: Madison County and Oneida City records · APN 251201 30.71-1-15

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1020 ELWOOD ST, ROME, NY 13440-2941
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
SAVANNA BANK
Aug 25, 2021Deed of Trust, Mortgage · Stand Alone Refinance
SAVANNA BANK
Mar 10, 2021Quit Claim Arm's Length for NE States, Transfer
Sep 05, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2021 · Amount on Record
Deed SaleMar 10, 2021 · Amount on Record
Deed Doc Number20211440
Prior Transfer DateAug 29, 2019
Prior Transfer Doc0000000473
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address231 CHAPPELL ST, ONEIDA, NY 13421-1303
Transaction TypeMortgage
Record UpdatedJan 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000617
DateDec 13, 2021
Instrument2021-8617
Lender
NameSAVANNA BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJan 01, 2037
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address231 CHAPPELL ST, ONEIDA, NY 13421-1303
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number930
DateAug 25, 2021
Instrument2021-5930
Lender
NameSAVANNA BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

March 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionMADISON NY
Recording DateMar 10, 2021
Property Address231 CHAPPELL ST, ONEIDA, NY 13421-1303
Document Number0000000440
Instrument DateFeb 25, 2021
Instrument2021-1440
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 127, VERNON, NY 13476-0127

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON NY
Recording DateSep 05, 2019
Property Address231 CHAPPELL ST, ONEIDA, NY 13421-1303
Document Number0000004473
Instrument DateAug 29, 2019
Instrument4473
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,925.00 (+99.8%)$58,800 (-) Land $8,600 Building $50,200$82,817 (+7.04%) Land $12,113 Building $70,704
2023$58,800 (-) Land $8,600 Building $50,200$77,368 (+9.21%) Land $11,316 Building $66,052
2022$1,464.00$58,800 Land $8,600 Building $50,200$70,843 Land $10,361 Building $60,482

Flood & Wildfire

Our records do not include FEMA flood map data for 231 Chappell St; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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