221 Chappell St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 221 Chappell St, Oneida, NY 13421 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage1,364 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$93,000 (2024)
Tax Bill$3,064.00 (2025)

Owner

Source: Madison County and Oneida City records · APN 251201 30.71-1-13

Assessment roll updated April 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address221 CHAPPELL ST, ONEIDA, NY 13421-1303
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Deed of Trust, Mortgage · Stand Alone Refinance
AMERICU CU
Apr 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOUSING TR FUND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2024 · Amount on Record
Deed SaleJan 12, 2024 · Amount on Record
Prior SaleSep 09, 1998 · Amount on Record
Deed Doc Number2024204
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address221 CHAPPELL ST, ONEIDA, NY 13421-1303
Transaction TypeMortgage
Record UpdatedFeb 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000005
DateJan 12, 2024
Instrument2024-205
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address221 CHAPPELL ST, ONEIDA, NY 13421-1303
Document Number0000001802
Instrument DateApr 09, 2018
Transaction TypeMortgage
Record UpdatedMay 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHAPPELL ST ONEIDA NY 134211303, ONEIDA, NY 13421-1303

Mortgage

Document Number0000001802
DateApr 24, 2019
Instrument1802
Lender
NameHOUSING TR FUND
TypeFunding / Finance Company
AddressALBANY, NY 12207
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,064.00 (+1,681.4%)$61,600 (-) Land $8,100 Building $53,500$86,761 (+7.04%) Land $11,409 Building $75,352
2023$61,600 (-) Land $8,100 Building $53,500$81,053 (+9.21%) Land $10,658 Building $70,395
2022$172.00 Homeowner's exemption Senior Citizen's exemption$61,600 Land $8,100 Building $53,500$74,217 Land $9,759 Building $64,458

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · 55th in New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN251201 30.71-1-13
Alternative APNs
  • 120103007100010130000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,364 sqft Living Area
1st Floor1,364 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCottage Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area4,792 sqft (0.11 acres)
Depth X Width61 ft x 80 ft Depth x Width
Porch1 Porch
Porch Area96 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address221 CHAPPELL ST
CityONEIDA
StateNY
Zip13421-1303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number13.000
JurisdictionMADISON NY
Minor Civil DivisionONEIDA
Census Blockgroup1
Census Block1014
Census Tract30102

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