Gallatin County property record for 2055 Ousel Falls Rd, Big Sky, MT 59716
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,214 sqft · built 2003 |
| Lot Size | 4.18 acres (182,081 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $1,680,000 (Jul 2015) |
| Tax Bill | $33,855 (2026) |
| Deeds & Mortgages | Feb 2018 Line of Credit Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 00RLE46995 |
| Primary APN | 00RLE46995 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,214 sqft Living Area |
| 1st Floor Area | 2,371 sqft |
| Upper Floors Area | 843 sqft |
| Basement Area | 652 sqft |
| Finished Basement | 652 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 182,081 sqft (4.18 acres) |
| Garage Area | 1,124 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 472 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RLE46995 |
|---|---|
| Street Address | 2055 OUSEL FALLS RD |
| City | BIG SKY |
| State | MT |
| Zip | 59716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPANISH PEAKS EST PH 1, S10, T07 S, R03 E, LOT 13, ACRES 4.18, PLAT J-345 PLUS OPEN SPACE |
| Legal Range | 03E |
| Legal Township | 07S |
| Legal Section | 10 |
| Legal Subdivision | SPANISH PEAKS EST PH 1 |
| Legal Lot Number | 13 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BIG SKY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 1600 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1030 3RD AVE S, 216, NAPLES, FL 34102-6457 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 9, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 2, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2015 · Amount on Record |
| Deed Sale | Jul 10, 2015 · Amount on Record |
| Prior Sale | Feb 1, 2005 · Amount on Record |
| Deed Document Number | 20152517086 |
| Last Transfer Date | Feb 17, 2023 |
| Transfer Doc | 0002796638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 2055 OUSEL FALLS RD, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0002605630 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2605630 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 2055 OUSEL FALLS RD, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0002672189 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 2672189 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 2055 OUSEL FALLS RD, BIG SKY, MT 59716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002766256 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2766256 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Mar 2, 2023 |
| Property Address | 2055 OUSEL FALLS RD, BIG SKY, MT 59716 |
| Document Number | 0002796638 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2796638 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1030 3RD AVE S UNIT 216, 216, NAPLES, FL 34102-6457 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Unified School District | Big Sky School K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,855.00 (-6.57%) | $5,850,000 (-) | $5,850,000 (-) Land $2,170,469 Building $3,679,531 |
| 2025 | $36,234.00 (+44.56%) | $5,850,000 (+18.15%) | $5,850,000 (+18.15%) Land $2,170,469 Building $3,679,531 |
| 2023 | $25,065.00 | $4,951,300 | $4,951,300 Land $1,338,349 Building $3,612,951 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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