Schenectady County and Schenectady City property record for 2054 State St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1920 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $216,000 (May 2025) |
| Tax Bill | $6,701 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.64-2-3 |
| Primary APN | 421500 60.64-2-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 916 sqft |
| Upper Floors Area | 308 sqft |
| Attic | Attic |
| Attic Area | 308 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 182 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2054 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Description | 1 BRICK AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 3.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3717 ALBANY ST, SCHENECTADY, NY 12304-4283 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 16, 2022 | Warranty Deed, Transfer · VA Mortgage NP INC |
| Nov 30, 2018 | Grant Deed, Transfer |
| Aug 10, 2017 | Trustee's Deed, Foreclosure WEB TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on Record |
| Deed Sale | May 28, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 202513113 |
| Deed Book / Page | 2150 / 802 |
| Prior Transfer Date | Jun 2, 2017 |
| Prior Transfer Doc | 0000036187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2054 STATE ST, SCHENECTADY, NY 12304-4115 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3717 ALBANY ST, SCHENECTADY, NY 12304-4283 |
| Document Number | 0000013114 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 202513114 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 16, 2022 |
| Property Address | 2054 STATE ST, SCHENECTADY, NY 12304-4115 |
| Document Number | 0000049393 |
| Book / Page | 2093 / 142 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 202249393 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $678.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 ALPINE DR # 21, 21, WAPPINGERS FALLS, NY 12590-5204 |
| Name | Verified Name |
|---|---|
| Address | 1 TRYON AVE, GLENVILLE, NY 12302-3623 |
| Document Number | 0000049394 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 202249394 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 30, 2018 |
| Property Address | 2054 STATE ST, SCHENECTADY, NY 12304-4115 |
| Document Number | 0000052716 |
| Book / Page | 002000 / 000937 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 52716 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ALPINE DR #D WAPPINGERS FALLS NY 125905204, D, WAPPINGERS FALLS, NY 12590-5204 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 10, 2017 |
| Property Address | 2054 STATE ST, SCHENECTADY, NY 12304-4115 |
| Document Number | 0000036187 |
| Book / Page | 001968 / 000960 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 36187 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2017 |
| Title Company | WEB TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1675 PALM BEACH LAKES BLVD #40 WEST PALM BEACH FL 334012122, 40, WEST PALM BEACH, FL 33401-2122 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,701.00 (+1.89%) | ||
| 2025 | $6,577.00 (+94.36%) | $133,900 (-) Land $9,300 Building $124,600 | $221,725 (+30.82%) Land $15,400 Building $206,325 |
| 2023 | $133,900 (+116.67%) Land $9,300 Building $124,600 | $169,494 (+124.89%) Land $11,772 Building $157,722 | |
| 2022 | $61,800 Land $9,300 Building $52,500 | $75,366 Land $11,341 Building $64,025 | |
| 2021 | $3,384.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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